Q&As: Reader worries about borrowers on peer-to-peer lending site Harmoney; Another possible meaning for “freehold”; Should windfall go on buying a rental or mortgage repayment?; Insurance advisers respond to critical report.
Investing in rental property: The pluses and minuses — Low and high-risk ways of investing in property; Don’t overlook the costs along the way; The rental property personality.
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Q&As: You can — and should — be in KiwiSaver as well as work super scheme; Couple should get rid of rental property stress; The big share gain that got away; How to keep an inheritance out of relationship property.
Q&As: Risks of property investment — especially sections; Owning modest home plus rental versus owning more expensive home; Don’t count on politicians’ long-term promises; Why the young of today might criticize NZ Super; Another perspective on government rest home subsidy; Coffins or shrouds?
Q&As: 70-year-olds should skip buying unit and spend their savings; How to set up a regular income from bank term deposits; One reader applauds my being tough on those with big credit card debt…; …While another is incensed by it.
Q&As: Couple’s rental property plans riskier than they might think; What happened at Milford, and how are KiwiSaver members placed?; Bank adviser may regret lack of interest in man in his 90s; Hard to be a young, independent adviser.
Q&As: Government seeks your views on financial advisers; You want an Auckland house? Go ahead and buy one; Similarly, buy the bach now; Where to save extra, over and above KiwiSaver…; And watch out for fee differences.
Q&As: How some can get round the single KiwiSaver provider rule; Borrowing lots to buy rentals not the way out for reader’s parents; Should couple bring property money back from Australia or wait for a better exchange rate?; Another provider offers unhedged KiwiSaver growth fund; Lawyer not recommending against using a lawyer.
Q&As: Kicked out of KiwiSaver for joining when too old; Is now the time to get out of Auckland property and into shares? Who knows?; Aspiring home buyer’s plan highly risky.