Q&As: You can be regarded as being in a de facto relationship even if you don’t live together; Accountant gives bad advice on joining KiwiSaver; Paying extra off the mortgage versus saving outside KiwiSaver; 2 Q&As about young man who is NZ tax resident but still pays interest on his student loan; Reader’s student loan idea might work — depending on family dynamics.
Q&As: 2 readers tell of struggles for overseas students repaying student loans; Another reader explains why he let his student children run up loans and then helped to repay them; Confusion over changes to KiwiSaver employer contributions; Will a pre-nuptial agreement do the trick?; Can a parent draw up a Section 21 agreement for their adult child?
Q&As: Should student loan interest — for people overseas — be lower than mortgage rates?; Why parents let students run up loans, and then repay the loans for them; One way parents can help their adult child buy a home without losing the money to the child’s ex later on; How the new partner of a widow might get his share if they split up.
Q&As: Student loan question brings out the differences in a couple’s attitudes to money; 2 Q&As about making use of the student loan repayment bonus — which expires on March 31 — while students are still studying; Clarification of some tricky wording about student loans; A warning for couples: Relationship property agreements should not be DIY.
Q&As: Your KiwiSaver account won’t always grow, if you’re not contributing; Inland Revenue sticks to its guns about employer obligations around KiwiSaver; 2 Q&As about trusts set up to protect inheritances from relationship property claims; Some thoughts about relationship property problems, including help with difficult conversations.
Q&As: What happens if new employer doesn’t take KiwiSaver contributions out of your pay; Property relationship idea not as good as it seems; How one reader contracted out of the Property Relationships Act.
Q&As: Relationship property — when does the clock start ticking?; One way — plus a few others — that a mother could protect her daughter’s inheritance; Trusts not so cheap to set up; Should people get access to their money when KiwiSaver changes?
Q&As: Ways to keep a daughter’s partner’s hands off an inheritance if he leaves the daughter; Another provider of reverse mortgages; 2 Q&As on the pluses and minuses of reverse mortgages.