Property

NZ Herald 22 October 2011

Q&As: Putting your savings in the kids’ names, to reduce taxes, is not a clever idea; Should Christchurch Red Zone dweller buy another home?; Getting by on stone soup; Comparing gold and silver investments with KiwiSaver.

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NZ Herald 30 July 2011

Q&As: Two questions to ask before trading up to a more expensive house; A pilot joins the call for annuities for retiring KiwiSavers; Mercer explains its alternative to conventional annuities; A KiwiSaver provider gives children a break on fees; A reader is taken aback over a headline about steady incomes — and I’m taken aback that she cares!

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NZ Herald 23 July 2011

Q&As: Calling all KiwiSaver providers: Please let us know if you have plans to offer annuities or similar; Other payout possibilities for retired KiwiSavers; Couple who have returned to NZ but still own UK house should sell it, buy here and get on with enjoying life; Dwindling children’s KiwiSaver accounts possible but unlikely.

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NZ Herald 16 July 2011

Q&As: Retired couple with house in Christchurch’s red zone have several options to weigh up; Three Q&As about KiwiSaver for children and grandchildren; One adviser firm accepts pay-for-performance fees, at least to some extent.

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NZ Herald 18 June 2011

Q&As: Why chimpanzee can outdo professional stock pickers; Reader might be able to beat the market in property investment, but he has little chance in shares; Which KiwiSaver providers offer index funds?; Do KiwiSaver changes favour those on high incomes? It depends how you look at it.

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NZ Herald 21 May 2011

Q&As: Self-employed probably fare worst in KiwiSaver changes, but scheme still really hard to beat; Likelihood of more government changes not a good reason to stay out of KiwiSaver; Abolition of gift tax reduces paper work for family trusts, but doesn’t eliminate it; “Provincial perspective” on changes in house prices over the decades.

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NZ Herald 14 May 2011

Q&As: Foreclosed property seminar reminds me of investment warning lists; Government’s proposed changes don’t affect current KiwiSaver decisions; Do banks lend more than their total deposits?; Am I brainwashed, and perpetuating myths about family trusts?; Fair enough that housing is not cheap here, says American who moved to NZ.

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NZ Herald 7 May 2011

Q&As: A house looks ridiculously cheap in 1958, but let’s put that into perspective; Retiree hit by inflation acknowledges that it could have been worse; Too hard to get by in New Zealand? Fix it or leave, but don’t whinge; A family wants out of its family trust, which is complex, expensive and not benefitting anyone.

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NZ Herald 23 April 2011

Q&As: Why it takes both partners working to afford a house these days; Buying a house with a co-owner might prove tricky; Did I muddle pounds and dollars?; Big lottery winner would have some negotiating power with a bank — but only so much; Difficulties of borrowing to invest in shares; Winners of seminar tickets.

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NZ Herald 16 April 2011

Q&As: You need to compare rental properties and share investments on the same basis; How does KiwiSaver work for kids, and will the parents “trap” them into something they won’t want as adults?; Should we look at house prices versus household income, rather than individual income, when looking at affordability over time?

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