NZ Herald 24 October 2015
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Mortgages: Fixed vs floating rates — Which? advantages of each; Types of mortgages — Ordinary (table), interest-only, revolving credit; Should you pay down your mortgage fast? — Or is it better to save?
Q&As: Risks of property investment — especially sections; Owning modest home plus rental versus owning more expensive home; Don’t count on politicians’ long-term promises; Why the young of today might criticize NZ Super; Another perspective on government rest home subsidy; Coffins or shrouds?
Q&As: Financial advisers fail to give good advice on risk to woman in 20s; If a bank fails, a percentage of all accounts would be frozen…; And only a small amount in transaction accounts would be exempt; Reader is disappointed that I didn’t discuss the tax on gains from property.
Q&As: Government seeks your views on financial advisers; You want an Auckland house? Go ahead and buy one; Similarly, buy the bach now; Where to save extra, over and above KiwiSaver…; And watch out for fee differences.
Q&As: Could Auckland house price plunge cause a banking meltdown?; Single mum can’t get daughter into KiwiSaver because of missing father; Employer shouldn’t have signed up 15-year-old to KiwiSaver without parents’ consent; Living on just NZ Super is the high life for this reader.
Q&As: How to persuade 20-somethings to stick with KiwiSaver; An offer too good to not miss; Get legal advice when lending to adult children; Can bankruptcy distribution be undone?; Last week’s picture was misleading.
Q&As: How to make KiwiSaver work well for children; Watch the fees particularly if you have a high KiwiSaver balance; Further help for last week’s provincial couple?; Worried about your kids’ inheritance? Bring them up well!
Q&As: Provincial town dwellers better to stick with their house, despite falling prices; Reader challenges the Reserve Bank’s confidence in the banking system; No you can’t withdraw KiwiSaver money on maternity leave, and you should have known that!; How lending or giving to family could come back and bite you.
Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.