Q&As: Provincial town dwellers better to stick with their house, despite falling prices; Reader challenges the Reserve Bank’s confidence in the banking system; No you can’t withdraw KiwiSaver money on maternity leave, and you should have known that!; How lending or giving to family could come back and bite you.
Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.
Q&As: Kicked out of KiwiSaver for joining when too old; Is now the time to get out of Auckland property and into shares? Who knows?; Aspiring home buyer’s plan highly risky.
Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?
Q&As: How would Labour’s proposed variable KiwiSaver contributions rate work?; Labour’s capital gains tax and… shares; …public submissions before the tax is enacted; …how inheritances would be treated; …family homes and baches in a trust; …using part of the home for business; …its effect on house prices; …its effect on rents.
Q&As: Ask your bank for a higher term deposit rate; How reader got around Genesis Energy share scaling; Genesis share profits likely to be taxed; Donate tiny share parcels to charity; 2 Q&As on advice for woman wondering whether to renovate or sell.
Q&As: Do the banks tend to raise term deposit rates as much as mortgage rates?; Some worries about compulsory KiwiSaver; Did ‘Mum and Dad’ investors get a raw deal on Genesis Energy shares?; An alternative to painting the house — for last week’s correspondent.
Q&As: Single mum can’t decide whether to renovate or sell; How come some seemed to get more Genesis Energy shares?; No I won’t give info on gold savings plan; What might be behind gold plan?; How many employers stop KiwiSaver contributions at 65?; Is employer playing fair with KiwiSaver contributions?; Complications for some self-employed in KiwiSaver.
Q&As: Should family keep renting, or buy a home?; Why Inland Revenue takes so long to process KiwiSaver contributions; Employee must join KiwiSaver via their employer, but that’s not so bad; Adult children can’t opt out of KiwiSaver, even though their parents signed them up.
Q&As: KiwiSaver not quite so marvelous over several decades; But it’s still worth being in; The “buy a home before travelling?” question varies with the circumstances.