NZ Herald 1 December 2012
Q&As: Reverse mortgages can work well, if you know what you’re doing; Where to get comparable info on KiwiSaver fees; A parent’s worries about KiwiSaver are probably unfounded.
Q&As: Reverse mortgages can work well, if you know what you’re doing; Where to get comparable info on KiwiSaver fees; A parent’s worries about KiwiSaver are probably unfounded.
Q&As: Fortnightly mortgage payments not all they’re cracked up to be; When the overnight money goes in and out of bank accounts; How to organize retirement savings; The downside of using rental property for retirement savings; Last week’s correspondent exaggerated his woes.
Q&As: Make credit card repayment your top priority; Why KiwiSaver tax credit is not as good as some people think; Revolving credit mortgage could help some unhappy ANZ customers; Reader bombs out on gold, silver, dollar forecasts.
Help needed for retirees to live it up a bit. I’m disappointed. Retired people have been gaining access to their KiwiSaver money for several months now, but there’s no emergence of good new products to help them manage their savings.
Q&As: The big question: does the doom merchant use banks?; Why NZ banks are not beloved; How couple close to retirement might be able to get a mortgage; When saving beats repaying a mortgage; Low-income reader lives a good life; Housing NZ offers help to retired people too.
Q&As: The extra money retired people can get from the government, above NZ Super; 2 Q&As about information on spending in retirement; People don’t literally invest student loans — so how do they do it?; Reader finds this column not worth reading!; People who make the most of student loans are “not morally bankrupt”.
Retirement spending puzzle solved. It was a question that got people thinking. Massey University senior lecturer Claire Matthews had just finished a presentation at the Workplace Savings NZ conference on how much people spend in retirement. “How come most of the spending totals for two-person households are more than twice the one-person totals?,” somebody asked.
Q&As: 3 readers are upset about morality and student loan repayment strategies; Is it better to take advantage of the student loan repayment bonus, while it lasts?; Low retirement spending figures challenged.
Q&As: New research helps to answer whether couple in early 50s should worry about how much they are saving; KiwiSaver funds won’t be the next finance companies; Should young man overseas repay his student loan?
Q&As: The kids are off, the house is mortgage-free, now what?; Couple are disillusioned by pathetic returns on managed funds; What to do with a small KiwiSaver nestegg when it’s your only savings; Clarifying the rules about KiwiSaver withdrawal if you’ve moved overseas permanently.