NZ Herald 31 May 2025
Q&As:
– Another good reason to get children into KiwiSaver
– KiwiSaver works well in retirement
– Keep life insurance for ex?
– Gold has seen big losses as well as gains
– One way to plan savings in retirement
Q&As:
– Another good reason to get children into KiwiSaver
– KiwiSaver works well in retirement
– Keep life insurance for ex?
– Gold has seen big losses as well as gains
– One way to plan savings in retirement
Disappointing KiwiSaver changes in 2025 Budget
– Changes to employer and employee contributions — and how to avoid them if you wish
– Government contributions halved
– No government money if you earn more than $180,000
– Good news for 16 and 17-year-olds — tell them about it!
– Assessment: Bad for self-employed and not employed, and employees pay for their own gains
Q&As:
– Don’t get too confident about your investment skills
– A way to compare paying down mortgage vs shares
– Home loans get easier over time
– Putting “princely sums” in context
– KiwiSaver returns over a decade
– How banks lend to retired people
– Move to new provider, at same risk, any time
Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver
Q&As:
– Couple should complain about adviser — and sell investment
– This trick doesn’t work for selling
– Where to get help on veterans’ pensions
– Apartment prices haven’t grown as fast
– 2 ways for retirees to delay paying rates
– How retirement spending rule works
Q&As:
– Pensions available for ex-servicemen and women — and their partners
– A reverse mortgage can work well
– Reader dislikes house price falls
– 2 Q&As on budget of retirees who live on NZ Super and save…
– … and should they be getting allowance?
– 2 Q&As on spending in your nineties
– Is Super included in retirement spending “rules”?
– Don’t bail out of KiwiSaver in turbulent times
Q&As:
– How to stop your heirs selling a family treasure
– Couple lives on NZ Super, and saves $100 a week
– Managed funds or term deposits
– How much is needed to retire early?
– Do houses outgrow KiwiSaver?
Q&As:
– Should teen become a landlord — as house prices wobble?
– Last week’s NZ Super idea not so super
– Inheritances should be taxed
– Reader gave inheritance to her brother
– Is it really cheaper to be a single retiree?
– Kind words for property investment firm
Q&As:
– Should the son inherit more?
– Were the old days really better for women?
– “Fairer” NZ Super could be a nightmare
– Are over 65s really working more?
– Investment firm defends their numbers