Mortgages

NZ Herald 22 March 2014

Q&As: 60 is not too old to get a mortgage and buy a first home; Buying a home is not the only way to financial security; Don’t overlook tax if buying a rental with the aim of selling at a profit; Want to free up money? Try moving to Tokoroa; Just one bank and one finance company respond to term deposit challenge.

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NZ Herald 15 March 2014

Q&As: Think before investing in a rental with a relative, especially in your 60s; A challenge to the banks about term deposit comparisons; Is share brokerage deductible? Be careful what you wish for!; Couple do really well in KiwiSaver, although it’s partly good luck.

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NZ Herald 1 February 2014

Q&As: Still hope for first home buyer with 10% deposit; Profits from spec home best put into offsetting mortgage on own home; How KiwiSaver fund finder gets around shortcomings; Ideas for inexpensive family travel.

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NZ Herald 16 November 2013

Q&As: New KiwiSaver comparison tool gets around problems with fees; An acknowledgement, and a defence of my way of measuring share performance; Sorry, but you can’t deduct interest on your home mortgage.

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NZ Herald 26 October 2013

Q&As: Why a 5-year fixed mortgage rate might be better than a 3-year one; 5 Q&As — Ideas for couple who have been through bankruptcy: take in students, do phone surveys, get a live-in position, write e-books, babysit; Grammar granny strikes opposition; Employers should respond to job applicants.

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NZ Herald 19 October 2013

Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.

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NZ Herald 12 October 2013

Q&As: A rule of thumb on which type of mortgage; Don’t take unnecessary gamble on house prices; When is a capital gain really a gain?; Some comfort for immigrant family on taxes; KiwiSaver for a mum at home with children.

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NZ Herald 24 August 2013

Q&As: 64-year-old should get rid of mortgage — and join KiwiSaver if she’s not already in; Capital gains tax valuation idea could cause problems; How changes to the KiwiSaver first home subsidy would work; Overseas grandson can’t join KiwiSaver.

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