Mortgages

NZ Herald 20 June 2015

Q&As: Are “women’s gifting circles” legit?; Is bank financial adviser giving “best” advice?; KiwiSaver tax credits don’t cross the Tasman; Tips on getting more from a revolving credit mortgage.

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NZ Herald 30 May 2015

Q&As: How should high-saving couple allow for emergency money?; Will reader’s children squeak through and get KiwiSaver kick-start?…; …And will another reader’s partner?; Some bank depositors’ money at risk if bank gets into trouble; Shouldn’t borrowers be the ones who bail out a bank?

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NZ Herald 11 April 2015

Q&As: Should parity with Aussie dollar affect investing?; How currency movements affect KiwiSaver funds, and what you can do about it; A good way to lend to adult children?; Better to pay down mortgage or invest elsewhere?

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NZ Herald 7 February 2015

Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.

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NZ Herald 22 November 2014

Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?

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NZ Herald 27 September 2014

Q&As: Take a lot of notice of KiwiSaver fees; Employees can easily contribute extra to KiwiSaver; When is a 25-year mortgage really a 20-year mortgage?; When can people who owe tax get away with not paying it?; Online tax calculator now includes ACC levy.

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NZ Herald 7 June 2014

Q&As: Priorities for a family making a KiwiSaver financial hardship withdrawal; Use savings to pay off mortgage; Is KiwiSaver really tax-exempt?; How to calculate KiwiSaver tax credit for the year in which you turn 65; Older KiwiSaver goes for riskier funds; Is there age discrimination in KiwiSaver?

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NZ Herald 31 May 2014

Q&As: Comparing the Government’s Budget with a family budget; 3 Q&As about apologies, “amazing”, “awesome”, and correcting grammar; Should retiree add $500,000 of other savings to his KiwiSaver account?

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NZ Herald 17 May 2014

Q&As: Should landlord sell shares to reduce the mortgage on his rental?; Is tenants’ claim for borer treatment fair?; Further thoughts for single mum wondering whether to renovate or sell; What’s a tiny shareholding, and why is it a problem?

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NZ Herald 3 May 2014

Q&As: Do the banks tend to raise term deposit rates as much as mortgage rates?; Some worries about compulsory KiwiSaver; Did ‘Mum and Dad’ investors get a raw deal on Genesis Energy shares?; An alternative to painting the house — for last week’s correspondent.

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