Q&As: When investing in four funds is not necessarily better than investing in one; How employees can go about topping up their KiwiSaver contributions; Plus: “Too many providers” and other gripes of non-KiwiSavers who took part in a survey.
Q&As: Advice on investment during retirement has worked for these readers; KiwiSaver contributions holidays will be easy to take; Reader dislikes last week’s answer on KiwiSaver fund performance.
Q&As: Reader wants a list showing how KiwiSaver funds have performed, but I won’t oblige; Why farmers mingle their work and personal expenses; More reasons why taxing families as one unit might harm more than it helps.
Q&As: Why 20 shares are much better than two; Reader claims diversification is not a great idea. I disagree; Is land a lower risk investment than a share fund?
Q&As: KiwiSaver totals over the years should be adjusted for inflation — but let’s not get carried away; People receiving ACC payments or Paid Parental Leave have a choice in KiwiSaver; Early retirement plans won’t be harmed by membership in KiwiSaver.
Q&As: Should a couple with 3 children move to a bigger house in town or take a bet on a coastal property?; Are KiwiSaver bond funds as conservative as they seem?
Q&As: KiwiSaver providers that are offering ethical investment funds; More on ethical KiwiSaver funds; Will the KiwiSaver kick-start be around for a while?; Could the government take KiwiSaver money to repay student loans?; Oops! Too much haste; Sack adviser who recently recommended Bridgecorp.
Q&As: Unclaimed money may be yours!; Options for couple retiring with $200,000 and no house; More on the index/active share fund debate — the theory and how it works in NZ.
Q&As: Are index funds, which I recommend, inferior share fund investments, as Herald columnist Brian Gaynor claims?; A small New Zealand town has it all, a resident claims!
Q&As: Options for a newly retired couple with $200,000 and no home include part-time work, buying a home with a flat attached, an interest-only mortgage and equity release; Two Q&As on which investments are affected by the new tax law on international shares, and how it will work for investors.