Q&As: How about just paying tax, instead of moving house to avoid paying it?; Beneficiaries can join KiwiSaver, and shouldn’t feel they’re not entitled; Last week’s lead Q&A overlooked costs of home ownership…; …and the limits to how KiwiSaver first home money can be spent.
Q&As: What a reader should do with her money now that she’s paid off her student loan; Does your KiwiSaver provider offer this service?; Share prices move faster than property prices, but does it matter?; Some property investors overlook cash inputs.
Q&As: Lessons from a bad managed fund investment; An older reader’s tips on money and life; Do parents commit their children to KiwiSaver if they sign them up?; Meaningful Christmas giving.
Q&As: The kids are off, the house is mortgage-free, now what?; Couple are disillusioned by pathetic returns on managed funds; What to do with a small KiwiSaver nestegg when it’s your only savings; Clarifying the rules about KiwiSaver withdrawal if you’ve moved overseas permanently.
Fees matter, especially for younger KiwiSavers. Too many KiwiSavers — particularly younger ones — are sitting in funds that are likely to grow less than other similar funds.
Q&As: How to find a good financial adviser; Difference between an adviser and a fund manager, and how they charge; Adviser should always make high-interest debt the top priority; 70-year-old KiwiSaver’s plan for her grandchildren.
Q&As: Bad experience with fund shouldn’t put you off KiwiSaver…; …Nor should low income; Way of getting around high-interest fixed mortgage not without risk.
Q&As: Executives of failed finance companies can’t get away with wearing the dunce’s hat; Beware “investment houses” offering 20-per-cent-plus returns; Why did long-term investment go backwards?
Q&As: Bank’s handling of a fee inquiry leads customer to switch banks; One good proverb deserves another; Should Gareth Morgan Investments be under more scrutiny? Plus: Meaningful Christmas gifts.
Q&As: Two readers are unhappy with ASB’s closing of some of its investment funds — with some justification, but only “some”; Another reader gives up on reading this column, claiming I am “inside the tent” with the financial industry.