NZ Herald 24 October 2015
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Q&As: Couple’s rental property plans riskier than they might think; What happened at Milford, and how are KiwiSaver members placed?; Bank adviser may regret lack of interest in man in his 90s; Hard to be a young, independent adviser.
Q&As: Government seeks your views on financial advisers; You want an Auckland house? Go ahead and buy one; Similarly, buy the bach now; Where to save extra, over and above KiwiSaver…; And watch out for fee differences.
Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.
Q&As: New Zealanders are ‘all talk and no action’ on ethical funds; Don’t try to time markets with your KiwiSaver account; Why we need a capital gains tax; Why rental property should be taxed like other businesses; Landlords not necessarily admirable, but…
Q&As: Early Brierley investment brings back memories of 1987; Reader and I disagree on share market performance — and who reads this column!; Family loan suggestion 1: put it in borrower’s will; Family loan suggestion 2: put it in lender’s will; Family loan suggestion 3: borrower should try elsewhere first; Why KiwiSaver Fund Finder idea wouldn’t work.
Q&As: Lessons for investor after double whammy hits index fund; Is now a good time to get into an index fund?; Details of Labour’s capital gains tax yet to come; A tax idea that probably wouldn’t work; How did retired widow get such a big KiwiSaver balance?
Q&As: The time it takes to get money out of fund is ‘outrageous’; Can NZ advisers and fund managers do better than the market as a whole?; How and when to bring money back from Australia; How a landlord can analyse whether a property is a good investment.
Q&As: How to tell if an investment — beyond low-risk KiwiSaver funds — is fairly safe; Should woman sell rental and enjoy the proceeds?; Can reader use Dad’s KiwiSaver for own benefit?; Lenders may help with first home deposit timing problem.
Q&As: How about just paying tax, instead of moving house to avoid paying it?; Beneficiaries can join KiwiSaver, and shouldn’t feel they’re not entitled; Last week’s lead Q&A overlooked costs of home ownership…; …and the limits to how KiwiSaver first home money can be spent.