Q&As: ‘Laddering’ term deposits has several advantages; Riskier funds tend to do better, but fees hit reader’s returns; Get agent’s advice on upgrading house before selling?; Reader’s first KiwiSaver tax credit a disappointment.
Listeners’ questions on KiwiSaver performance and timing markets: Why average investors do worse than the market as a whole; How to pick a good fund manager; Would it be good to buy recent losers?; Will brokerage prevent drip feeding into shares?; Etc.
Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.
KiwiSaver performance, and timing markets: When should we take note of KiwiSaver performance?; What’s happened since KiwiSaver started; Why shares always do best over long periods; Why timing markets doesn’t work; What to do about that.
Q&As: Judge interest rates against inflation; Retired couple seek higher returns; KiwiSaver provider drops fees on low balances; Young home buyers weigh up fixed and floating mortgages.
Q&As: 5 steps to get a reader and daughter back on KiwiSaver ladder; Could KiwiSaver fees reduce a low balance to zero?; How to choose a non-KiwiSaver fund.
Q&As: Universality of NZ Super annoys working couple; Reader challenges AMP KiwiSaver funds’ performance; Accountant objects to my comments about landlords; Bad luck with competitions? Keep at it; Pluses of onboard life include decluttering.
Listeners’ questions on setting financial priorities: Quick summary of last week’s segment; Listener’s comment on repaying your mortgage; Listener questions on KiwiSaver; Listener questions on non-KiwiSaver funds.
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Q&As: Couple’s rental property plans riskier than they might think; What happened at Milford, and how are KiwiSaver members placed?; Bank adviser may regret lack of interest in man in his 90s; Hard to be a young, independent adviser.