NZ Herald 7 December 2013
Q&As: The problem with do-it-yourself annuities; Employee super schemes still offer annuities; How new tool helps you choose a KiwiSaver provider; 3 Q&As give advice to bankrupt couple from those who have been there.
Q&As: The problem with do-it-yourself annuities; Employee super schemes still offer annuities; How new tool helps you choose a KiwiSaver provider; 3 Q&As give advice to bankrupt couple from those who have been there.
Q&As: Should people be forced to put some of their KiwiSaver money into an annuity?; Highly leveraged property investing is risky; An investor in both puts some perspective on shares versus property; Meaningful Christmas gifts.
Q&As: Gear both or neither when comparing shares and property; Tip for bankrupt couple: low-paid retail work has its rewards; New KiwiSaver tool helps you work out your risk level; Retirement date not the key factor in choice of KiwiSaver fund.
Q&As: New KiwiSaver comparison tool gets around problems with fees; An acknowledgement, and a defence of my way of measuring share performance; Sorry, but you can’t deduct interest on your home mortgage.
Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.
Q&As: A rule of thumb on which type of mortgage; Don’t take unnecessary gamble on house prices; When is a capital gain really a gain?; Some comfort for immigrant family on taxes; KiwiSaver for a mum at home with children.
Q&As: How fortnightly mortgage payments can help; New rules and info on KiwiSaver first home help; Pros and cons of bringing super to NZ from Australia.
Q&As: Dripfeed money when moving it from country to country; Home exemption from capital gains tax applies to farmhouses but not farms; Should people overseas be allowed to use KiwiSaver money to repay student loans?; Is prostitution just another job?; Sex worker’s letter makes a reader weep; Escaping the trap of over-valuing money.
Q&As: It’s spending time for a man in KiwiSaver; Sex worker wonders how to get an accountant; How would capital gains tax allow for inflation?
Q&As: Plans of 29-year-old daughter sound good so let her be; Using KiwiSaver to repay student loans probably not a good idea; Improvements wouldn’t be subject to capital gains tax; South African tax option not ruled out.