Q&As: Insuring KiwiSaver against losses in last year an idea worth considering; Disagreement on the rate at which cars depreciate; A good car buying strategy; Reader is confused about overseas pension and NZ Super; What countries your spouse worked in can also affect your NZ Super.
Q&As: Tips from an expert on buying a car; Splitting your KiwiSaver money between two of the provider’s funds; Might KiwiSavers see their NZ Super reduced?; An idea on how to blend NZ Super and the German pension.
Q&As: Could money in a bank-run KiwiSaver be transferred to pay debt owed to the bank?; No easy way out for reluctant KiwiSaver member; Could long-ago OE in Australia mean Aussies pick up a New Zealander’s pension tab?; Reader’s Australian pension amounts to $1 to $2 a week; Keeping a list of your jobs is helpful when you later apply for NZ Super; How to negotiate over buying a precious car.
Q&As: Car buying decisions not always rational; Should young man invest in Fiji, buy a house, or neither?; Why it takes so long to process KiwiSaver contributions; When must self-employed make employer contributions to KiwiSaver?; I will try to run more non-KiwiSaver Q&As; Last week’s picture offends a reader.
Q&As: Reader says column includes too much on KiwiSaver — which won’t work well anyway. Also, new ‘tool’ duds retirees; Is employer’s way of getting employees to basically pay their own KiwiSaver employer contributions legit?…; …Might such practices be outlawed? And how are political parties proposing to change KiwiSaver?; Family Budgeting Services could be a big help to a couple.
Q&As: Talkback radio misguides a reader about KiwiSaver; KiwiSaver hardship withdrawals far from impossible to get; Move now to maximize your KiwiSaver tax credit.
Q&As: Priorities for a family making a KiwiSaver financial hardship withdrawal; Use savings to pay off mortgage; Is KiwiSaver really tax-exempt?; How to calculate KiwiSaver tax credit for the year in which you turn 65; Older KiwiSaver goes for riskier funds; Is there age discrimination in KiwiSaver?
Q&As: Comparing the Government’s Budget with a family budget; 3 Q&As about apologies, “amazing”, “awesome”, and correcting grammar; Should retiree add $500,000 of other savings to his KiwiSaver account?
Q&As: How to easily learn more about your KiwiSaver investment; Ask the boss to keep contributing to KiwiSaver after you gain access to the money; When your employer keeps contributing, you should too; Reader angered by comments about language.
Q&As: Do the banks tend to raise term deposit rates as much as mortgage rates?; Some worries about compulsory KiwiSaver; Did ‘Mum and Dad’ investors get a raw deal on Genesis Energy shares?; An alternative to painting the house — for last week’s correspondent.