Q&As: Could Auckland house price plunge cause a banking meltdown?; Single mum can’t get daughter into KiwiSaver because of missing father; Employer shouldn’t have signed up 15-year-old to KiwiSaver without parents’ consent; Living on just NZ Super is the high life for this reader.
Q&As: Too hard for some children to join KiwiSaver; Why reader has two very different KiwiSaver balances; Do 20-somethings have a ‘sense of entitlement’? And will they get NZ Super?; Advice for the young from a new retiree.
Q&As: How to persuade 20-somethings to stick with KiwiSaver; An offer too good to not miss; Get legal advice when lending to adult children; Can bankruptcy distribution be undone?; Last week’s picture was misleading.
Q&As: Leave Auckland — and calculate how far your freed up money will go; Transferring money early to Australia is not a good bet; Court decision raises questions for KiwiSavers in financial trouble; A way round the 3-month KiwiSaver wait, if you’re a big contributor; KiwiSaver scheme offers wide range of investments.
Q&As: How some can get round the single KiwiSaver provider rule; Borrowing lots to buy rentals not the way out for reader’s parents; Should couple bring property money back from Australia or wait for a better exchange rate?; Another provider offers unhedged KiwiSaver growth fund; Lawyer not recommending against using a lawyer.
Q&As: Should parity with Aussie dollar affect investing?; How currency movements affect KiwiSaver funds, and what you can do about it; A good way to lend to adult children?; Better to pay down mortgage or invest elsewhere?
Q&As: How a young widow might get into home ownership; Teenagers’ “board” payments give them a kick-start; Two readers ask more about tax deductibility of tertiary fees.
Q&As: ‘No’ on deductions but ‘yes’ on student loan for teen entrepreneur; Clarification on KiwiSaver fees for children; Doesn’t performance matter more than fees?; Give or lend to adult children when they need it, not when you die.
Q&As: How to make KiwiSaver work well for children; Watch the fees particularly if you have a high KiwiSaver balance; Further help for last week’s provincial couple?; Worried about your kids’ inheritance? Bring them up well!
Q&As: Provincial town dwellers better to stick with their house, despite falling prices; Reader challenges the Reserve Bank’s confidence in the banking system; No you can’t withdraw KiwiSaver money on maternity leave, and you should have known that!; How lending or giving to family could come back and bite you.