RNZ Radio 26 November 2015
Are you in the best KiwiSaver fund for you?: 1st question: which type of fund is best; Then ask which provider; It’s easy to change funds AND providers. Some unusual KiwiSaver funds to consider.
Are you in the best KiwiSaver fund for you?: 1st question: which type of fund is best; Then ask which provider; It’s easy to change funds AND providers. Some unusual KiwiSaver funds to consider.
Q&As: Why it’s better to sell a home before buying another one; Reader alarmed by what I said about interest on bonds; Do high dividends go with high risk?; Another KiwiSaver provider offers regular withdrawals in retirement.
Q&As: Investing for dividend income okay for some, but has its risks; Info outdated on ANZ’s KiwiSaver cash fund holdings; BNZ cash fund returns not so bad, but that’s not the main point; Reader challenges Kiwibank’s KiwiSaver investing; Interest paid on KiwiSaver money-in-waiting.
Two issues: Is home ownership the only way to go?; And ethical investing. Firstly, a bit more on children and KiwiSaver. Put in $1000 yourself, or don’t sign them up! 1. Is home ownership the only way to go? — You can instead save lots to cover accommodation in retirement; Home ownership is declining; Owning vs renting — Pros and cons of each option. 2. Ethical investing — What is it?; Possible problems; Are returns higher or lower?
Q&As: BNZ KiwiSaver scheme moving to change ‘eggs in one basket’ concerns; KiwiSaver contributions move slowly into funds; Tax break ideas for first home buyers have flaws.
KiwiSaver for children and younger people: 1. Under 18s — Differences in KS for under 18s; Should you sign up a baby or child under 18?; Should you make contributions to a child’s KS account? 2. Over 18s — Best way to save for first home; KS help for first home buyers — 2 aspects. 3. Which type of fund for the young?
Q&As: 80-year-old is still spending up large; What happens when bank KiwiSaver providers invest heavily in their own products?; The complexities of buying an apartment; Another KiwiSaver provider offers regular withdrawals in retirement; Auckland housing market not a Ponzi scheme, but how about the Greater Fool theory?
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?
Why every NZer under 65 should be in KiwiSaver: What makes it almost impossible to beat; Your reasons not to join, and why they’re probably not valid.
Q&As: How a woman who can’t stop herself from spending could tie up an inheritance; Extra house savings may be better outside KiwiSaver; Saving in or out of KiwiSaver, and 55-year-old can still aim at home ownership; More information about life expectancy; Is ageism rearing its ugly head amongst pensioners?