RNZ Radio 27 July 2017
Listeners’ questions about KiwiSaver: Tax credits; Children; First home help; 50-plus; Finding your balance; Fees; Best provider.
Listeners’ questions about KiwiSaver: Tax credits; Children; First home help; 50-plus; Finding your balance; Fees; Best provider.
Q&As: Helpful Rule of 72, and which KiwiSaver return is most accurate?; Correction on KiwiSaver fee breaks for children; A good way to choose a financial adviser; Online event on women’s financial futures.
Q&As: Gift vouchers have their faults, but they’re not scams; How to find a financial adviser that doesn’t receive commissions; Why KiwiSaver returns on your own contributions are so high; KiwiSaver providers that don’t charge fees for under-18s; Winners of seminar tickets contest.
KiwiSaver performance over its first 10 years and listener KiwiSaver questions: How people have done in KiwiSaver; Listener questions and comments about KiwiSaver.
Results of survey on how readers have done in KiwiSaver — part 2: Type of fund; Staying risky; The switchers; Volatility; Children in KiwiSaver; To sum up.
Q&As: Some spend too much on fun, but some spend too little; What to do if employer won’t contribute to KiwiSaver; 2 readers ‘self-insure’ for health insurance; Reader glad he had check-up before dropping health insurance; Another way to keep down health insurance costs; How have you done in KiwiSaver?; Win a seminar ticket.
Q&As: Should retirees stop their health insurance?; 2 reasons why students should participate in KiwiSaver; My maths was OK!; Reader suggests doing a trial run on retirement budgeting; Retired couple doing fine on $600,000; More research needed on changing NZ Super age.
Q&As: Don’t miss KiwiSaver tax credits — and why kids do miss out; How to calculate tax credits for new KiwiSavers and those turning 18 or 65; Savings goal from adviser looks too high; Please email to say how well you’re doing in KiwiSaver.
Investment risks — Part 3: Looking over your shoulder or overseas, or overlooking inflation. In a four-part series, Mary talks about the risks described in the newly updated “Upside, Downside — a guide to risk for savers and investors”. (Download it here). In this session: Buying investments that are hard — or expensive — to get out of; Expecting past performance to continue; Listening to old-timers; Forgetting about inflation; Taking foreign exchange risk — or not taking it when you should; Responding to ads or offers made in phone calls, seminars or courses.
Q&As: Million-dollar savings goals do more harm than good; Retirement expectations rise and so should saving; Don’t like one housing forecast? Here are some more; Several NZ passive fund providers.