KiwiSaver

NZ Herald 22 April 2023

Q&As:
– A reader’s disappointing run with managed funds
– When it can be bad news to own shares in company you work for …
– … or to buy the building that houses your business
– Confusing numbers on KiwiSaver fund performance
– A reader’s story: gaining confidence to buy shares

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NZ Herald 8 April 2023

Q&As:
– Pros and cons of employee share ownership schemes
– Mortgage interest lower than 80s, but …
– Ask your bank for higher interest on term deposits
– Laddering term deposits when drip feeding in
– A reader, columnist and subeditor all got it wrong!
– Over the years — a request for letters

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NZ Herald 1 April 2023

Q&As:
– KiwiSaver “sidecar” emergency account would work well
– Even Buffett likes index funds
– Longer-term deposits usually pay more, despite current rates
– One reader wants all short-term deposits…
– … While another wants all long-term ones
– Correction

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NZ Herald 25 March 2023

Q&As:
– Reader’s idea not the best way to get into shares
– KiwiSaver provider’s advice not the best
– How banks could also benefit from laddered term deposits
– Laddering over several banks? Why not!
– How to ladder a mortgage

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NZ Herald 18 March 2023

Q&As:
– Equity in your house is not “dead” money
– How US bank got caught out with government bonds
– Safety of NZ bank deposits if the bank fails
– 3 readers respond to last week’s condescending letter about laddering

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NZ Herald 11 March 2023

Q&A:
– Why 2022 was a rare bad year for KiwiSaver
– Reader misses the point about laddering term deposits
– Some sympathy for banks over credit card payments
– Tax and international shares — not the most important factor

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RNZ Radio 2 March 2023

Are KiwiSaver default members getting a bad deal?
Plus: How does everyone know how well their KiwiSaver fund is doing?

– Big variation in default fund performance and fees
– A possible solution
– Problems with benchmarks for all KiwiSaver funds
– A possible solution
– Based on a paper you can read at tinyurl.com/RussellKiwiSaver

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NZ Herald 25 February 2023

Q&As:
– You don’t need to own a home to do well financially
– Get rid of Aussie shares says widower
– Reconsider insurance needs as your situation changes
– When switching KiwiSaver providers works best

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