NZ Herald 11 April 2015
Q&As: Should parity with Aussie dollar affect investing?; How currency movements affect KiwiSaver funds, and what you can do about it; A good way to lend to adult children?; Better to pay down mortgage or invest elsewhere?
NZ Herald 7 February 2015
Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.
NZ Herald 19 July 2014
Q&As: Tips from an expert on buying a car; Splitting your KiwiSaver money between two of the provider’s funds; Might KiwiSavers see their NZ Super reduced?; An idea on how to blend NZ Super and the German pension.
NZ Herald 12 April 2014
Q&As: The time it takes to get money out of fund is ‘outrageous’; Can NZ advisers and fund managers do better than the market as a whole?; How and when to bring money back from Australia; How a landlord can analyse whether a property is a good investment.
The Investor 6 October 2012
Rental property beats shares — or does it? At first it looked as if a recent article in the Reserve Bank Bulletin might help with the perennial question: Is it better to invest in property or shares? But no such luck!
The Investor 8 September 2012
Risk is not a dirty word. A man on the radio the other day was talking about risk, and how we’ve become so scared about our children’s safety that we don’t let them climb trees. The kids lose out. It’s similar with investments. Many New Zealanders seem to be too scared of riskier investments, and they too lose from that fear.
NZ Herald 4 August 2012
Excerpt from Upside, Downside. This week we are publishing the second excerpt from a small book Mary Holm has written for the Reserve Bank called “Upside, downside: A guide to risk for savers and investors”. It will be given away free to the public in September. This column will tell you how to get a copy then. Today we look at examples of risky investor behaviour. The normal Q&A column will resume next week.
The Investor 7 April 2012
Slow and steady not always the way to win. Slow and steady isn’t always best when it comes to regular investing. We’ll look at making annual investments, to keep it simple. But the same principle applies to contributing to KiwiSaver or other investments in which you make more frequent deposits of the same amount.
NZ Herald 26 November 2011
Q&As: Are shares still the best long-term investment, despite recent results?; Investing in bank term deposits has its own risk — that of inflation eating into returns; Older job applicants might want to play down their age on their CV; Volunteering overseas an option for couple in their 60s who can’t find jobs.
NZ Herald 3 September 2011
Q&As: Are NZ banks really safe, given what happened in the Great Depression?; Is it worth spreading your risk by using several banks?; Credit ratings still worth bothering with, and some thoughts on why readers get angry about gold; 32-year-old new KiwiSaver should get straight into growth fund.