Investment returns

NZ Herald 9 May 2020

May 9, 2020
NZ Herald Q&A Column

Q&As:
– Who’s right about fund choice — husband or wife or neither?
– Which bank products are subject to haircut if bank fails?
– What about government bonds, Bonus Bonds and safe deposit boxes?
– Halt to dividend payments should strengthen banks
– ETF tax problem no big deal
– It’s great to continue contributions to KiwiSaver and other funds in down markets
– Don’t assume gloom will continue — and a look at past recoveries
– Drip feeding not quite so good with lump sums

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NZ Herald 25 April 2020

April 25, 2020
NZ Herald Q&A Column

Q&As:
– Reader regrets panic move out of KiwiSaver — and how to follow share trends
– Many more people are buying shares
– Should self-employed use up savings before asking for government help?
– Index funds not at a disadvantage in market downturn
– How can index funds beat the market?
– Which index for an index fund?
– Any time is fine for switching KiwiSaver provider

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NZ Herald 29 February 2020

February 29, 2020
NZ Herald Q&A Column

Q&As:
– Why low fees — not high past returns — matter when choosing a KiwiSaver fund
– Put money in apartment or KiwiSaver fund?
– When to move between higher- and lower-risk KiwiSaver funds
– Should share investor sell top performers or bottom performers?

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NZ Herald 21 September 2019

September 21, 2019
NZ Herald Q&A Column

Q&As: Father of 5 loses Working for Families money through accountant’s error; New website helps you find ethical KiwiSaver funds; Split money between KiwiSaver and non-KiwiSaver, and consider paying down mortgage; Share fund might beat mortgage repayment, but it might not; Self-employed need a better deal from KiwiSaver.

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Money Talk September 2019

September 15, 2019
Money Talk column
The Australian Women’s Weekly NZ Edition

Why are women more cautious with investments, and should we take more risks?
In some ways women are better investors than men. So how come we often end up with lower savings?

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RNZ Radio 8 August 2019

August 8, 2019
RNZ Radio

What most affects your KiwiSaver growth?: Research looks at type of fund, contribution rate, returns, luck, stickability and fees; What you can do about each of these; Main messages.

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RNZ Radio 25 July 2019

July 25, 2019
RNZ Radio

2 “expert” suggestions in a rising share market — one good, one bad. The good one — Rebalancing: What is it?; Why it can be hard psychologically; How to rebalance. The bad one — Get out of passive (or index) funds: Who does the research?; NZ in last year’s small downturn; US in two market crashes; Conclusion — stick with passive.

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RNZ Radio 11 July 2019

July 11, 2019
RNZ Radio

Should KiwiSavers and share investors bail out before the inevitable crash?: NZ share market is booming — affects mid-risk and higher-risk KiwiSaver investors; Should you move your money out before the inevitable crash?; What happens after the share market drops?; Why recoveries tend to be fast; How to cope with an up and down investment.

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RNZ Radio 27 June 2019

June 27, 2019
RNZ Radio

New developments in ethical investing: What is it?; Are the returns as good as in other funds?; Big NZ funds put pressure on Facebook, Google and Twitter; Mindful Money website — Good KiwiSaver funds, How is your fund doing? Find a fund that suits you; Listeners’ emails.

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NZ Herald 8 June 2019

June 8, 2019
NZ Herald Q&A Column

Q&As: How 71-year-old renter could use her savings to supplement NZ Super; Reader dislikes ‘free government money’ and KiwiSaver hardship withdrawals; Nobody can predict the share market, so don’t try to time it; Info on KiwiSaver returns is available, but not a lot of use.

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