Investing in retirement

NZ Herald 13 April 2019

Q&As: Why non-KiwiSavers 60–64 should join before July 1; Returns the same no matter how couple splits KiwiSaver contributions; Children get tax advantage in KiwiSaver; Why KiwiSaver is good for kids despite drawbacks; CGT would apply only to gains after 2021.

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RNZ Radio 4 April 2019

Changes to KiwiSaver — more contribution choices, 65-plusers welcomed, action needed! April 1 changes: new contribution rates, shorter contributions holidays, new names; July 1 changes: over 65s can join, 5-year lock-in ends; Action now!: 60–64-year-olds should join fast, everyone should get $1042 into their account; Should you contribute more to KiwiSaver?

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NZ Herald 23 March 2019

Q&As: 54-year-old’s plan to take off in caravan gets a big tick; People using homes partly for business caught by tax proposals; How do the wealthy hide income?; How CGT would affect 40 and 60-year-olds in KiwiSaver…; … And those in retirement.

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NZ Herald 16 March 2019

Q&As: It’s great if you pay more tax than you get back; Why should I bother to save?, readers asks; How tax proposals would affect KiwiSaver — and rule of thumb for retirement spending; Reader thinks CGT should decrease the longer you hold an asset. A note about your questions about tax.

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NZ Herald 25 March 2017

Q&As: A good reason to have a high credit card limit; One reader fires his bank…; …While another is fiercely loyal; Why I prefer managed funds over shares for most; Rules about income for recipients of rest home subsidy.

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NZ Herald 23 July 2011

Q&As: Calling all KiwiSaver providers: Please let us know if you have plans to offer annuities or similar; Other payout possibilities for retired KiwiSavers; Couple who have returned to NZ but still own UK house should sell it, buy here and get on with enjoying life; Dwindling children’s KiwiSaver accounts possible but unlikely.

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The Investor 27 March 2010

Wanted: better insurance against outliving our savings. Imagine you’re heading into retirement. You’ll get NZ Super, but you also have savings in KiwiSaver or elsewhere. You would like to spend that money over the rest of your life and leave the house to the kids. But — not knowing how long you will live — how can you decide how much to spend each year?

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NZ Herald 21 November 2009

Excerpt from The Complete KiwiSaver: Which Assets Are for You? This week, Mary Holm’s Q&A column is replaced by an excerpt from her latest book, “The Complete KiwiSaver”. The principles she discusses here apply not just to KiwiSaver but to investing in general. Her Q&A column will resume next week.

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NZ Herald 21 March 2009

Q&As: Tips for retired couple whose interest income has halved; Savings accounts may pay more interest than term deposits — but take care; Tax on foreign shares seems tough in current environment.

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