Government assistance

NZ Herald 22 March 2025

Q&As:
– Couple should complain about adviser — and sell investment
– This trick doesn’t work for selling
– Where to get help on veterans’ pensions
– Apartment prices haven’t grown as fast
– 2 ways for retirees to delay paying rates
– How retirement spending rule works

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NZ Herald 21 December 2024

Q&As:
– “It’s fine to tax my gains or estate”
– NZ Super cheap by world standards
– 2 Q&As about not means testing Super
– Don’t retire! Or if you do, volunteer
– Angry letter about something or other
– Some kind letters

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NZ Herald 7 December 2024

Q&As:
– Where to get financial help — some of it free
– How do bank advisers fit in?
– Yes, children are learning about money
– Many over 65 struggle
– Would Q&A have upset people?
– What’s luck got to do with it?

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NZ Herald 30 November 2024

Q&As:
– How pensioner can take friend into her home
– Gold tax not new
– Is this column moving towards more rich people’s letters?
– Rich not all financially savvy
– Retire gradually if possible
– Reader wants a break for boomers

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NZ Herald 5 October 2024

Q&As:
– Let’s tax capital gains!
– 2 Q&As on what to do with shares from work schemes
– Big dividends are not the point
– Reader disgusted with using student loan to buy home
– Man should still have a will
– Shop around for estate quotes

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NZ Herald 28 September 2024

Q&As:
– Okay to use a student loan to buy a house — financially and ethically?
– Investing for dividends has drawbacks
– Where are longer-term KiwiSaver returns?
– Government KiwiSaver boosts dwindle
– Write a will! What are the costs?

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NZ Herald 3 August 2024

Q&As:
– Managed funds best for teen’s savings…
– … And for inheritance
– Entering competitions? Watch for scams
– Special schools could use help
– Cheeky tip on lotteries
– 87-year-old should take trips

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NZ Herald 27 July 2024

Q&As:
– He’s rich, but unhappy. Volunteer!
– KiwiSaver v mortgage. Plus expected KiwiSaver returns
– Better KiwiSaver for self-employed — and beneficiaries
– When is a tax break not a tax break?
– Option for couple who bought retired parents’ home
– A “lottery” you can’t lose

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NZ Herald 20 July 2024

Q&As:
– Let’s get beneficiaries into KiwiSaver
– Tax issues when couple buy parents’ house and rent it to them
– How to find a good adviser
– 2 Q&As on the pluses of Lotto — and one minus

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NZ Herald 15 June 2024

Q&As:
– Don’t watch your KiwiSaver closely
– KiwiSaver government money when you move provider…
– … And when you turn 65
– When term deposit beats mortgage paydown
– Gifts to grandkids could lead to trouble later

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