Q&As:
– On benefits and inheritances
– Why share broker asks all those questions
– Charities make it too hard to give
– Landlords worse off than tenants?
– One landlord’s take on it all
– More landlords equal lower rents
– Thanks for running angry letter
Which government has been better for KiwiSavers?
– KiwiSaver at the start
– Bad changes — National-led governments
– Good changes — Labour-led governments
– 2025 Budget changes — winners and losers
Plus:
– Easy way to do hard quiz question
Q&As:
– Should rents be increased?
– … or capped?
– KiwiSaver for teens
– No KiwiSaver winners in Budget? — but better rates rebates
– Home help for the elderly
– 2 letters on health insurance excesses
– Reverse mortgage on an apartment?
Q&As:
– A different investment for retirement
– How costs of care affect retirement savings …
– … And one couple’s experience
Plus:
– The Stock Picking Game
Q&As:
– You’ve done well, but don’t lose compassion
– Spending seems to rise in retirement?
– Living on NZ Super — with plan for health costs
Plus:
– Not Planning on Home Ownership
Q&As:
– Another good reason to get children into KiwiSaver
– KiwiSaver works well in retirement
– Keep life insurance for ex?
– Gold has seen big losses as well as gains
– One way to plan savings in retirement
Disappointing KiwiSaver changes in 2025 Budget
– Changes to employer and employee contributions — and how to avoid them if you wish
– Government contributions halved
– No government money if you earn more than $180,000
– Good news for 16 and 17-year-olds — tell them about it!
– Assessment: Bad for self-employed and not employed, and employees pay for their own gains
Will Government change its KiwiSaver contributions — and if so, how should it do it?
– History of government contributions
– If changed, how should they do it?
– Arguments against change
– Suggestion 1: ban employees paying their employer contributions
– Suggestion 2: give beneficiaries KiwiSaver help — and prisoners
Q&As:
– Couple should complain about adviser — and sell investment
– This trick doesn’t work for selling
– Where to get help on veterans’ pensions
– Apartment prices haven’t grown as fast
– 2 ways for retirees to delay paying rates
– How retirement spending rule works
Q&As:
– “It’s fine to tax my gains or estate”
– NZ Super cheap by world standards
– 2 Q&As about not means testing Super
– Don’t retire! Or if you do, volunteer
– Angry letter about something or other
– Some kind letters