NZ Herald 22 October 2011
Q&As: Putting your savings in the kids’ names, to reduce taxes, is not a clever idea; Should Christchurch Red Zone dweller buy another home?; Getting by on stone soup; Comparing gold and silver investments with KiwiSaver.
Q&As: Putting your savings in the kids’ names, to reduce taxes, is not a clever idea; Should Christchurch Red Zone dweller buy another home?; Getting by on stone soup; Comparing gold and silver investments with KiwiSaver.
Q&As: Is it wise not to save because if you do you’ll lose some government subsidies — and to spend the money on cars instead?; Our chances of ending up in a rest home. And could there be insurance to cover the costs?; Last week’s “oily ragger” should do her own thing; No bargain is quite so good when you consider how much you really had to earn to buy it; Update on a reader’s predictions of NZ’s exchange rate and gold and silver prices.
Q&As: Are NZ banks really safe, given what happened in the Great Depression?; Is it worth spreading your risk by using several banks?; Credit ratings still worth bothering with, and some thoughts on why readers get angry about gold; 32-year-old new KiwiSaver should get straight into growth fund.
Q&As: Fears about the safety of banks unfounded; A good idea to spread the family around several KiwiSaver providers; KiwiSaver member misunderstands why her provider moved her money; Reader urges me to hold my ground on gold, and to encourage investment in small high-tech companies.
Q&As: NZ stock performance over last 10 years — after adjusting for tax, inflation and, perhaps, index changes; Is the gold price bubbly?; Confusion over NZ Super when one partner is under 65.
Q&As: Should reader move to lower-risk KiwiSaver fund? Putting share plunge in perspective; Don’t try to time markets; Gold fan checks in after gold price soars, but what of his other predictions?; The one situation in which NZ Super is affected by KiwiSaver savings.
Q&As: Tax cutting scheme likely to bring much more wealth to the company than to a reader; How recipients of below-market share offers can get their own back; A reader shows her bank just what she thinks of it; How is our gold price forecaster doing?; Some help with finding a good financial adviser.
Q&As: Online banking timing — which banks do what?; Bank safe deposit boxes becoming a rarity; Why the price of gold is more likely to be heading down than up.
Q&As: How to weigh up contributing to KiwiSaver versus repaying your student loan, now that there’s a repayment bonus; Gold investors should take care about who is storing their bullion; How long should it take to process a KiwiSaver application?
Q&As: What happens to your money when it seems to disappear for a few days in the bank?; Flexibility an issue when deciding how to go about repaying a mortgage quickly; Would gains on the sale of gold or silver be taxable?; The pros and cons of holding on to gold coin gifts.