The inherent differences between property and share investments. There’s a fundamental difference between investing in shares and property, a reader says in an email. “With a stock there is always the risk of bankruptcy of the entity you invest in, and the investment you make becoming worthless,” he writes.
Q&As: Woman can get her dream property — if she makes some sacrifices; What does finance company gearing mean?; Who hears a will being read?
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save. Also in this issue: From the Mailbox — Is home ownership so great?
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
Q&As: Should young person saving for a house buy now?; Where to invest while saving to buy a house.
‘His & Hers’ investment styles: How gender affects the way we invest. Also in this issue: From the Mailbox — Borrowing to invest, eg in a rental property.
Getting into gear: Borrowing to invest makes a good investment better and a bad investment worse. Also in this issue: Great Debate — Fixed v floating mortgages.
Terms of enrichment: How long you want to tie up your money affects what you invest in. Also in this issue: Great Debate — Shares v rental property.