Financial advisers

The Investor 8 September 2009

Performance pay not as good as it sounds. Here’s a radical idea: pay financial advisers according to the performance of the investments they put you in. Sounds appealing, but would it work?

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NZ Herald 29 August 2009

Q&As: Just because a so-called financial expert is confident, that doesn’t mean he or she is right; If you haven’t worked for a while any time in the last five years, you may well be in for a tax refund; Don’t delay joining KiwiSaver, even if you’re worried that you could be made redundant; KiwiSaver tax credit lark for the newly retired is too good to be true.

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NZ Herald 24 January 2009

Q&As: Advisor’s mortgage offer looks too magical to be true; Children more likely to be angry because their parents didn’t sign them up to KiwiSaver than because they did; Too much on KiwiSaver in this column?

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NZ Herald 2 February 2008

Q&As: Does the share price slump disprove standard investment advice? And should advisers make economic forecasts?; KiwiSaver member is doing superbly despite the slump — as are all other members; A reader objects to the idea that KiwiSaver is a gift from the government.

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NZ Herald 9 December 2006

Q&As: Should retired couple invest in a commercial property? Why take on that risk?; Can we predict NZ dollar movements?; When is it best to change money from US to NZ currency; A US website that evaluates international charities; Yet another charity offers a Christmas gift programme. Plus: Win a ticket to a seminar.

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The Investor 24 October 2006

Why some advisers don’t recommend index funds. A while back I wrote that I still think index funds are the best way for most people to invest in shares, even though they are scheduled to lose their tax advantage next year. That has prompted an intriguing question from a reader: “If index funds outperform all other forms of sharemarket investing over a long period of time (10 years?), then why do advisers recommend other forms? Is it simply due to their commission?”

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