Q&As:
– Reader leaves marriage with $3 million – what to do with it?
– Widowed pensioner finds inheritance “very scary”
– Only some KiwiSaver providers offer this service for the retired
– 3 Q&As on investing versus reducing a mortgage
Q&As:
– Drip feed or invest the lot at once?
– Credit cards harder to get in retirement
– Should 11-year-old get into direct investing in NZ shares?
– Mother of 7 gets degree — and comes out on top
– Would-be investor in rental property shouldn’t count on gain
Plus:
– Meaningful Christmas Gifts
Q&As:
– Old share certificate may be good for a shout at the pub
– Help for reader put into inappropriate investment
– Non-bank term deposits — is the return worth the risk?
– Confusing situation with KiwiSaver fund and advice offered
Q&As:
– When it can be good to be in debt — how rental property works
– Adviser didn’t listen
– Are term deposit investors being treated unfairly?
– How best to turn shares into deposit for child’s home
– Using KiwiSaver for its lower fees
Q&As:
– Does laddering term deposits work well in volatile markets
– Reader takes a wise longer-term view of share markets
– How some KiwiSaver providers use — and charge members for — financial advice
– Moving providers is ok in volatile markets — but ask adviser what’s in it for you
Are KiwiSaver members getting value for their money?
Financial Markets Authority (FMA) is looking into this.
Report from a panel discussion on the topic at a conference:
– Are fees coming down?
– Some providers pay commissions to advisers who bring in KiwiSaver members
– Some performance fees are unfair
Also, brief comment on controversy over GST on KiwiSaver fees
Q&As:
– Financial mentors offer free help for everyone who is struggling
– A good reason to switch KiwiSaver fund
– Reader “aghast” at my “cherry picking” in fund comparison
– Why passive share funds won’t take over entirely
– Life insurance advice from one who knows
Q&As:
– Financial adviser’s suggested plan is diversificraziness!
– Reader is wise to be cynical about two advisers
– Reasons not to invest in DGL after CEO’s sexist and racist comments
– 2 readers question role of auctions in house price rises
– Tale of a 1980s share club
Plus:
– Talk on Great Barrier Island
Q&As:
– Treasure hunt: Could this old term deposit be worth a fortune?
– A couple of worries about a share investor’s confidence
– “Spend while you can” says reader’s adviser
– Too few women in the Business Herald?
– One reader appreciates her real estate agent’s work …
– … While another sold easily without an agent
Q&As:
– When family trusts cut new partners out of assets, please talk about it
– Self-employed person should keep contributing to KiwiSaver
– Should reader send money back home to NZ from Canada?
– 3 choices for man with extraordinarily bad luck with money