Q&As: Should readers put inheritance into a rental property?; Should another reader keep their rental or seek higher returns?; Property versus shares over the last 10 years; Couple in late 70s should reconsider shares — and their adviser; Reader perhaps overrates paying down mortgage.
Q&As: Hard to get info about tax on gains from share trading; In KiwiSaver, the government’s deal gets better, but not the employers’; Superannuitant should take heating payment and give it to charity; Landlord objects to my comment, says he works hard; Comments about financial advisers sought.
Q&As: Why term deposit returns now beat old returns above 10%; Is it OK if an employer makes employees pay their own KiwiSaver employer contributions?; Is it better to pay down the mortgage fast or be in KiwiSaver?; Might a fees-only financial adviser still accept commissions?
Q&As: Gift vouchers have their faults, but they’re not scams; How to find a financial adviser that doesn’t receive commissions; Why KiwiSaver returns on your own contributions are so high; KiwiSaver providers that don’t charge fees for under-18s; Winners of seminar tickets contest.
Q&As: Reader has same credit card trouble as last week’s correspondent…; …And last week’s correspondent finds the remedy doesn’t work; Another reader has a suggestion on credit card limits; And yet another one says ‘Fire your bank’; Thousands paying too much tax in KiwiSaver; Know your rights when dealing with financial service providers.