Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver
Q&As:
– Put inheritance in finance company deposits?
– Should badly advised readers hire a lawyer?
– Bad advice ruined retirement
– Tax deductions might help couple
– Spend savings before postponing rates
– Psychology and selling gradually
– KiwiSaver funds usually unit trusts
– The maths of dollar cost averaging
Q&As:
– Grandpa teaches money in a fun way
– Ideas for term depositors facing lower interest
– When to switch KiwiSaver providers — and when not to
– Far away rental could be worrying
– Making the most of tax cuts and mortgage interest cuts
Which investment? And why cash funds might be best
– Email asks: 4.5% in bank or use KiwiSaver?
– Where to put short-term, medium-term and long-term money
– What are cash funds?
– How they compare with bank term deposits
– How to find a cash fund
Q&As:
– How could I resist? Quite easily, actually
– A short-term reverse mortgage works well for this reader…
– … But rates postponement might be better for this one
– Don’t overlook other banks’ term deposits
Readers’ stories:
– Column helps with recovery from accident
– House deposit money better in the bank
Q&As:
– The safest place to park a huge inheritance
– Finance company pays more interest, but for a reason
– Don’t sit on house market sidelines, says reader
– When is a millionaire not a millionaire?
– A break for some superannuitants who had lived overseas
– It’s not just this column that can be shady!
Q&As:
– Sell before you buy a home, and rent in a new area
– Reader is unhappy with column layout
– Couple enjoy life, but still seek higher returns than in the bank
– 3 Q&As about NZ Super and overseas pensions
Q&As:
– Where to keep money for jewellery while awaiting Italian trip …
– … And where to keep it while awaiting a house purchase
– Give money to grandkids rather than their parents
– Invest a lump sum now, or wait?
– A few more “money rules”, and a source revealed
– Good Samaritan helps out last week’s struggling tourism operator
Q&As:
– Treasure hunt: Could this old term deposit be worth a fortune?
– A couple of worries about a share investor’s confidence
– “Spend while you can” says reader’s adviser
– Too few women in the Business Herald?
– One reader appreciates her real estate agent’s work …
– … While another sold easily without an agent