The Investor 2 July 2011
Have I got a deal for you? Pssst, want a fantastic deal? I may be able to get you into an investment with returns of just under 20 per cent a year, every year, after fees and tax. And it’s risk-free…
Have I got a deal for you? Pssst, want a fantastic deal? I may be able to get you into an investment with returns of just under 20 per cent a year, every year, after fees and tax. And it’s risk-free…
Q&As: How to find a good financial adviser; Difference between an adviser and a fund manager, and how they charge; Adviser should always make high-interest debt the top priority; 70-year-old KiwiSaver’s plan for her grandchildren.
Q&As: Should couple with iffy job prospects sell their shares to slash their mortgage?; Young KiwiSaver with an eye on first home help should move to a lower-risk fund; One KiwiSaver doesn’t appreciate how good his deal is…; And another is sick of whingers over the scheme; Did my comment about people’s inability to pick investments cover advisers?
Q&As: Repaying debt should be Number One priority — with one important exception; Money can’t buy the most important things in retirement; Last week’s numbers on NZ Super were incomplete — sorry; Let’s demystify share trading, and share holding; One more advantage of owning shares.
Q&As: Earthquake victim faces an old question: whether to invest spare money or repay a loan; Reader escapes “an endless loop” of credit card payments after using an internet Q&A service; A “me too” letter raises questions about a bank’s policy on fees.
Q&As: What happens to your money when it seems to disappear for a few days in the bank?; Flexibility an issue when deciding how to go about repaying a mortgage quickly; Would gains on the sale of gold or silver be taxable?; The pros and cons of holding on to gold coin gifts.
Q&As: With extra to pay off a mortgage, should you add to principal repayments or shorten the term of the loan?; Graph of gold price history tells some interesting stories; Transferring money from UK to New Zealand to take advantage of higher interest rates here could be risky; Under what circumstances can Inland Revenue take money out of your KiwiSaver account?
Q&As: KiwiSaver is not guaranteed by the government — but that doesn’t mean you shouldn’t join; Is it wise to have your KiwiSaver account with your bank?; Banks said to be “stealing” KiwiSaver members from other providers; Does a reader who is speedily repaying her mortgage need a savings account?
Grab your big chance to painlessly boost your wealth. In the next few weeks, every New Zealand wage or salary earner will get a chance to considerably increase their wealth — painlessly.
Q&As: How can a woman persuade her partner to stop spending more than the couple earns?; Retiree’s share buying hobby turns ugly — but he hasn’t given it a chance; Why splitting this column into KiwiSaver and non-KiwiSaver columns is not a good idea; It won’t always be quite this good for KiwiSaver enthusiast.