Debt repayment

NZ Herald 23 April 2016

Q&As: Smartshares are a good way to get into share investing…; …And they beat mortgage repayment for one reader; Who worries more, rich or poor retirees?; Retirement Commissioner seeks your thoughts.

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RNZ Radio 4 February 2016

Listeners’ questions on setting financial priorities: Quick summary of last week’s segment; Listener’s comment on repaying your mortgage; Listener questions on KiwiSaver; Listener questions on non-KiwiSaver funds.

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RNZ Radio 28 January 2016

Setting financial priorities — Best thing to do with excess cash: the rule about repaying debt versus investing; Applying this to: credit card and other high-interest debt, mortgages, student loans; Top priority for all: repay credit card debt. Next priorities: If you don’t own a home; If you have a home with a mortgage; If you have a mortgage-free home.

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RNZ Radio 15 October 2015

Mortgages: Fixed vs floating rates — Which? advantages of each; Types of mortgages — Ordinary (table), interest-only, revolving credit; Should you pay down your mortgage fast? — Or is it better to save?

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NZ Herald 10 October 2015

Q&As: Calculators that measure your life expectancy more accurately; Is it better to repay a mortgage or save?; Don’t overreact to worry that KiwiSaver retirement withdrawals could be limited; Don’t assume any interest rate trend will continue; What would happen to members’ savings if a KiwiSaver provider went bust.

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NZ Herald 15 August 2015

Q&As: 70-year-olds should skip buying unit and spend their savings; How to set up a regular income from bank term deposits; One reader applauds my being tough on those with big credit card debt…; …While another is incensed by it.

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NZ Herald 8 August 2015

Q&As: Banks shouldn’t favour new customers, but reader shouldn’t have big credit card debt; Gold doing OK in NZ dollars, but that’s not the point; Why advisers tend to favour low-risk investments and why they shouldn’t; Banks have a wide range of financial advisers.

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NZ Herald 12 July 2014

Q&As: Could money in a bank-run KiwiSaver be transferred to pay debt owed to the bank?; No easy way out for reluctant KiwiSaver member; Could long-ago OE in Australia mean Aussies pick up a New Zealander’s pension tab?; Reader’s Australian pension amounts to $1 to $2 a week; Keeping a list of your jobs is helpful when you later apply for NZ Super; How to negotiate over buying a precious car.

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NZ Herald 7 June 2014

Q&As: Priorities for a family making a KiwiSaver financial hardship withdrawal; Use savings to pay off mortgage; Is KiwiSaver really tax-exempt?; How to calculate KiwiSaver tax credit for the year in which you turn 65; Older KiwiSaver goes for riskier funds; Is there age discrimination in KiwiSaver?

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NZ Herald 22 June 2013

Q&As: What a reader should do with her money now that she’s paid off her student loan; Does your KiwiSaver provider offer this service?; Share prices move faster than property prices, but does it matter?; Some property investors overlook cash inputs.

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