Q&As:
– Fund returns tell us little — and beware fund managers who skite!
– Reader objects to my comments about default KiwiSaver providers who are being dropped
– A warning about bank accounts and bill payments
– How son could partly own parents’ house, and use KiwiSaver to do it
Q&As:
– KiwiSaver changes will hopefully help all members
– What happens to people in default KiwiSaver funds losing that status?
– Ways to reduce inequities in KiwiSaver
– Readers’ comments on last week’s multi-millionaire …
– … And his wife’s comments
– Another way to help children into their first homes …
– … And detail about last week’s suggestion
Q&As:
– Multi-millionaire can’t stop penny pinching
– KiwiSaver contributions to get the most from the government
– One way to help children buy a home — with Inland Revenue’s blessing
– What did a reader’s “private rant” mean?
– Reader disappointed about my comments on unpaid work
– A man’s perspective on unpaid work
Plus:
– Talks about my new book
Q&As:
– Mindful Money website helps you invest in what matters to you
– 3 KiwiSaver providers invest in community housing
– Another organisation helps people in debt traps
– Overpaying tax leads to big smiles
– 2 Q&As on tax ramifications of parents helping children into housing
– Readers wants unpaid work acknowledged
Q&As:
– Where to get help for worrying family member
– One way to help your child into the house…
– … And tax changes shouldn’t get in the way
– Capital gains already taxed if you aimed at profiting
– Tax on NZ Super when you continue to work
– Quitting job ‘best thing I could have done’
Q&As:
– Mortgages not a good substitute for term deposits — try managed funds
– Where to save house deposit
– Last week’s renter/landlord not so badly off …
– … Some ideas for her, but they’re not great
– Will landlords be able to raise rents?
– A better idea on bright-line test
– Finally — lovely feedback from a mother
The wisdom (and otherwise!) of listeners
Runners up and winners of 5 copies of Mary’s new book, A Richer You — how to make the most of your money.
Some themes in the entries:
– Money and happiness
– Families and finances
– Shopping
– Investing in shares
Q&As:
– How family might help you buy a first home
– How to find a New Zealand-based international share fund
– Don’t worry about these complications of international share investing
– Health insurer Southern Cross answers a reader’s questions about its finances
Plus
– Win a free copy of Mary’s new book!
Q&As:
– Young couple should maybe take a rest from house hunting
– Which mortgage term? Split it
– Reader argues for concentrating on energy shares, but I disagree
– Why Boomers have had bad luck with Southern Cross
– Online game aims to help children learn about money
The high costs of Christmas
– Survey — NZers value time with family way ahead of giving and getting gifts
– Ideas to cut cost of gifts
– Donate to charity in the name of family member
– Thoughts about Christmas food, drinks and decorations
– I wrote article on this — on RNZ website from December 18