Q&As:
– How family might help you buy a first home
– How to find a New Zealand-based international share fund
– Don’t worry about these complications of international share investing
– Health insurer Southern Cross answers a reader’s questions about its finances
Plus
– Win a free copy of Mary’s new book!
Q&As:
– Young couple should maybe take a rest from house hunting
– Which mortgage term? Split it
– Reader argues for concentrating on energy shares, but I disagree
– Why Boomers have had bad luck with Southern Cross
– Online game aims to help children learn about money
The high costs of Christmas
– Survey — NZers value time with family way ahead of giving and getting gifts
– Ideas to cut cost of gifts
– Donate to charity in the name of family member
– Thoughts about Christmas food, drinks and decorations
– I wrote article on this — on RNZ website from December 18
Q&As:
– Early retirees should think about how that affects their children
– FIRE fan shares his savings numbers
– Exchange traded funds should have been included last week
– Reader’s time overseas won’t affect his NZ Super
– Enticing young into subsidising elderlies’ health insurance won’t work …
– … But maybe a GST change could help
– Accountant’s comment to tax complainers
Q&As:
– FIRE movement lets you retire many years earlier
– Keep up basic health insurance in retirement, despite cost
– Rental or shares could save woman from reliance on the state
– Sorry, but overseas relative can’t get KiwiSaver government contribution
Q&As:
– Don’t put more good money after bad — please!
– Did the girls deserve lower pay back then?
– IRD can offset your refund against tax debt
– Bonus Bond alternative not so easy
– Are couple in their eighties planning Bonnie and Clyde robberies?
Q&As:
– Boys’ KiwiSaver first home savings should work well
– No clear answer for family’s mortgage dilemma
– What if that cheque had been bigger?
– Reader can still call it a “cheque” account!
– Challenge on PIE tax only partly right
Q&As:
– Rule shows how long it takes for an investment — and a debt — to double
– One reader quits Bonus Bonds for term deposits…
– … While another suggests a way to keep the fun rolling on
– Bonus Bonds exit annoys businessman
– Move from term deposits into KiwiSaver fund ups the volatility
– Better to leave the money in two countries than one
Plus:
– Your questions, a webinar and a guide to investing
Q&As:
– If it looks like a scam…
– How to work out return on an investment
– Where to put the grandkids’ Bonus Bond money
– Bonus Bond investor seeks another fun investment
– Readers seek details about NZ Super payments
Q&As:
– Compound interest can do astounding things over long periods
– Could helping adult children through an offset mortgage leave parents in the lurch?
– How do others on average incomes save for a house?
– The risks for Bonus Bond holders in waiting for the wind-up
– What if you think your deceased relative had unredeemed Bonus Bonds?