Q&As:
– Where to put money for new grandchild
– Could retiree be “forced” to sell shared land?
– How one family funded children’s uni
– Watching caravans turning!
– Sad story about selling house to neighbour…
– … and happy one
– Alternative to reverse mortgage
Plus:
– Appearance at Auckland Writers Festival
2 KiwiSaver changes from April 1 — how to make the most of them, especially for teens
– Employee and employer contributions rise from 3 to 3.5%
– You can get a temporary hold on this
– Employer contributions start for 16 and 17-year-olds
– How to help teens get KiwiSaver head start
Q&As:
– Should 78-year-old sell her home to neighbours and rent from them?
– Life insurance no longer needed
– Does CPI inflation include surcharges?
– Modern caravans not like the old days
– Many ideas for spending inheritance
– 2 Q&As on ethics around student loans
Q&As:
– How to help student financially — and KiwiSaver tip for parents of teens
– Reader caught in scam impersonating me
– Bitcoin plunge a warning for all investors — like tulip mania
– Where to invest proceeds from selling rental
Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?
Q&As:
– Reader gets no gain from being in KiwiSaver
– 2 Q&As about last week’s retired couple planning to sell their home and rent
– Who offers “build-to-rent” properties?
– Reader challenges 4.6% on a term deposit
Q&As:
– Buying a rental not a good idea for 69-year-old
– A way for kids’ KiwiSavers to grow fast
– Fund closures worry a reader
– Trusts and other depositors covered by compensation scheme
– Smart device required for this bank account
Renters — are you a financial failure if you don’t buy a home?
– Changing attitudes to renting for life
– Are you financially worse off renting?
– Worry about being kicked out
– Other negatives of renting
– Positives of renting
Q&As:
– Good way to help family members with a mortgage
– Don’t try to predict share crashes — it doesn’t work
– 2 Q&As on why you may not need health insurance
Plus:
– Scam warning
Q&As:
– A way to build family wealth
– When a couple of percentage points matters
– Don’t drop health insurance …
– … how much in savings do you need if you do?
– When you should and shouldn’t switch risk level
– Timing markets not as easy as it sounds