Are we celebrating Christmas the best way?
– Survey on what NZers most and least look forward to at Christmas
– Alternatives to big gift giving
– Give to charity in names of your relatives
– Make plans on Christmas Day and New Year’s Eve
Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund
Q&As:
– Where to get financial help — some of it free
– How do bank advisers fit in?
– Yes, children are learning about money
– Many over 65 struggle
– Would Q&A have upset people?
– What’s luck got to do with it?
Q&As:
– How pensioner can take friend into her home
– Gold tax not new
– Is this column moving towards more rich people’s letters?
– Rich not all financially savvy
– Retire gradually if possible
– Reader wants a break for boomers
Q&As:
– Should solo parent sell her home and rent?
– Where to save emergency money
– 3 Q&As on capital gains tax on the family home
– Do farmers have it harder than teachers?
– Should Lotto be taxed?
Q&As:
– Investment lessons might beat lectures
– Adjust both CGT and income tax for inflation
– Include shares in CGT
– An interesting website
– Death duty — the tax nobody avoids
– Superannuitants not like students
– A wonderful windfall
– Reader doesn’t want to inherit
Q&As:
– Laddering a mortgage can work well
– All Lotto profits go to grants
– Lotto expenses explained
– Good to invest for the dividends?
– Saving for grandkids within your own KiwiSaver
Q&As:
– Long-term view needed on shares
– One more argument for KiwiSaver for teens…
– … Why a grandparent prefers to give a gift at 21
– Lotto boss gives his perspective
– What happens to student loan when you die
– How long bank takes when a customer dies
Q&As:
– Every couple should read this!
– KiwiSaver when you die
– Slope of KiwiSaver returns
– Which is better for the grandkids?
– The landlord perspective
Q&As:
– Grumpy share investor looks at too short a period
– Setting up KiwiSaver for the grandkids
– Another side to last week’s inheritance story
– Don’t be too tough on landlords!
– Can still get NZ Super when overseas
– Reader inadvertently broke KiwiSaver rules
Q&As:
– A not-so-happy Lotto millionaire
– KiwiSaver rules when overseas…
– … And the same for NZ Super
– Family needs legal advice about Dad’s new wife
– Are Healthy Homes rules for rentals good?