Cash funds

NZ Herald 26 November 2022

Q&As:
– Off the boat and on to a degree at 50
– Best place for 11-year-old’s inheritance
– Term deposits or cash funds for money to spend soon?
– Reader caught out by falling markets
Plus:
– Winners of Gift Book Giveaway

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NZ Herald 19 November 2022

Q&As:
– Small savings safe in KiwiSaver — as long as …
– How to withdraw retirement savings set up in three tiers
– An example for a fairly risk-averse retiree
– What to use instead of a cheque in the Christmas card
– No, I haven’t been ripped off!
Plus:
– Enter the giveaway of my books for Christmas

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RNZ Radio 3 November 2022

Which funds, in and out of KiwiSaver, are best at different life stages?
– It’s not actually about age
– How to set up your savings
– Best low risk investment?
– Best medium risk investment?
– Best higher risk investment?
– Review situation once a year

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NZ Herald 8 October 2022

Q&As:
– Getting out of share market is not wise
– Keep an eye on economic numbers — but not to predict share markets
– Did reader lose during KiwiSaver provider transfer?
– No, don’t cut your contributions!
– Reduce risk on spending money
– Should older investors stick with term deposits?
– 2 readers sing the praises of cross lease property

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NZ Herald 1 October 2022

Q&As:
– How to invest while living a gypsy life — for saving for anything else
– Oops! Growth funds don’t work for short-term saving
– When your money really is goneburger
– How to pick which share platform to use
– Why 4 “good” shares are not performing well
– Worries over whisky

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NZ Herald 10 September 2022

Q&As:
– There’s still hope for scam victims
– Gloomy reader was wrong one year later, and 11 years later!
– Retired couple’s two worries — fluctuating KiwiSaver and access to the money
– What to do with 6-year-old’s inheritance

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NZ Herald 30 July 2022

Q&As:
– Returns versus fees — which should you use to judge funds?
– Are banks safe? …
– … And should we favour NZ-owned banks?
– KiwiSaver can work well in retirement
– No, don’t try to time the markets!
– What to do after KiwiSaver drop

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NZ Herald 23 July 2022

Q&As:
– Proposed KiwiSaver change would help, not hurt, young Mums
– Changes to KiwiSaver savings suspensions seem to be working
– Rule of 72 tells how long for an investment to double, or what return it earned
– Getting clever with bank term deposits
– What to do when facing KiwiSaver loss

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RNZ Radio 14 July 2022

Dumping on KiwiSaver

Answering four letters from listeners on:
– Conservative fund not so conservative lately
– It’s fine to increase risk in a downturn
– Plans to use KiwiSaver money soon
– Will people in KiwiSaver end up getting less NZ Super?

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