NZ Herald 23 August 2025
Q&As:
– Good way to help family members with a mortgage
– Don’t try to predict share crashes — it doesn’t work
– 2 Q&As on why you may not need health insurance
Plus:
– Scam warning
Q&As:
– Good way to help family members with a mortgage
– Don’t try to predict share crashes — it doesn’t work
– 2 Q&As on why you may not need health insurance
Plus:
– Scam warning
Q&As:
– Why rental property is not a great retirement investment
– What about commercial property?
– How to handle money when husband going into care
– Help available for the retired
– Rule of 72 — when debt doubles
Keep contributing to KiwiSaver — through thick and thin.
– A listener’s email about children’s KiwiSavers, but it applies to everyone
– Don’t judge performance over short periods
– Stick with growth fund if not spending the money soon
– Contributing in downturns is a plus!
– How to support children and young adults in KiwiSaver
– Answers to listener Qs on KiwiSaver and market volatility
Q&As:
– How to stop your heirs selling a family treasure
– Couple lives on NZ Super, and saves $100 a week
– Managed funds or term deposits
– How much is needed to retire early?
– Do houses outgrow KiwiSaver?
Q&As:
– Couple has more than enough for retirement
– Gold gains taxed when you sell
– Not everyone tries to dodge tax
– Tax land rather than gains…
– …or tax financial transactions
– A different deal for tenants in Germany
Q&As:
– Winning a lottery not so great
– Keep that gift easily accessible
– Boomer unhappy with last week’s column
– KiwiSaver for self-employed
– Will BNZ term PIEs still be “insured”?
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– A tip on teen spending
– Could growth of index funds ruin the share market?
– Do extra saving outside KiwiSaver
– Stay in high risk near retirement?
– Should capital gains be adjusted for inflation?
Q&As:
– When investing becomes gambling
– Put withdrawal money in a cash fund
– Almost last over one year, but first over ten years
– Term deposits not so wonderful
– 2 readers disliked my response last week…
– … But 2 others loved it
– Why landlords “should be appreciated”
Q&As:
– Skip the bought coffee and lunch, and retire with heaps more
– Stick with funds despite high term deposits rates
– Three Q&As on grandchildren and inheritances
Plus:
– Sorted Money Month