This segment was broadcast on 17 December 2015. Some information may be out of date.


  • Why it’s best to be “ripped off” by insurance
  • Key info on life and disability insurance (who needs it? how much?)
  • Other types of insurance: Income protection; house and contents; car; travel; health (what they are, and how much?)
  • Which company?
  • Cost cutting tips
  • What to do after a car crash
  • A comment on insurance fraud

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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.