NZ Herald Q&A Column

NZ Herald 29 September 2007

Highlights from Holm Truths. Over the next few weeks, this column will run highlights from Mary Holm’s quarterly newsletter Holm Truths. Mary’s regular Q&A column will resume on October 27. STUFF AND HAPPINESS: A woman I know wasn’t sure what to do. Should she renovate her current house, or move to a cheaper suburb and buy a house that was already up to the minute? She preferred to stay put, but would have to borrow to renovate and wasn’t sure if she could afford to repay that debt.

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NZ Herald 22 September 2007

Q&As: KiwiSaver totals over the years should be adjusted for inflation — but let’s not get carried away; People receiving ACC payments or Paid Parental Leave have a choice in KiwiSaver; Early retirement plans won’t be harmed by membership in KiwiSaver.

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NZ Herald 8 September 2007

Q&As: Join KiwiSaver even if you are already in another super scheme — but no double dipping!; Can an employee get around the 4 per cent minimum contribution to KiwiSaver?; Is KiwiSaver for government employees too good to be true?; Choosing between KiwiSaver and another work scheme.

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NZ Herald 1 September 2007

Q&As: How the typical KiwiSaver investment fund differs from a finance company; Would it work for the government to sign a contract that it wouldn’t change KiwiSaver over the years? Also: More winning entries for the KiwiSaver book.

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NZ Herald 25 August 2007

Q&As: Following last week’s first Q&A, a reader suggests another way to bring overseas money to New Zealand; Who’s right, Gareth or me, on tax credit start dates?; We find eight providers who will accept one-off payments into KiwiSaver. Also: More winners of books.

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NZ Herald 18 August 2007

Q&As: Man lives in NZ but his savings are in the US. When should he bring the money here, in light of the dollar’s fluctuations?; 3 Q&As on when the KiwiSaver tax credit begins — depending on when you join and/or start making contributions. Also: More winners in our giveaway of “KiwiSaver: How to make it work for you”.

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NZ Herald 11 August 2007

Q&As: KiwiSaver is just right for 30-year-old son having difficulty saving for his first home; Why sign up a one-year-old for KiwiSaver? Also: Some winning entries in the “KiwiSaver: How to make it work for you” giveaway.

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NZ Herald 4 August 2007

Q&As: How can employees get around the KiwiSaver restrictions on them, and how much should you contribute for your children?; A mother worries about whether she should sign up her children in KiwiSaver. Also: Some winning entries in the KiwiSaver book contest.

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NZ Herald 28 July 2007

Q&As: KiwiSaver providers that are offering ethical investment funds; More on ethical KiwiSaver funds; Will the KiwiSaver kick-start be around for a while?; Could the government take KiwiSaver money to repay student loans?; Oops! Too much haste; Sack adviser who recently recommended Bridgecorp.

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