Q&As:
– Should an 18-year-old get a credit card?
– Money questions for 20-somethings
– How can last week’s FIRE fan make it work?
– Beneficiaries should get more, and non-beneficiaries should quit KiwiSaver — reader
– DIY investing in Australia not difficult, says reader
Q&As:
– Reader plans to retire at 45
– Simplicity defends CEO’s colourful past
– Christmas grinch reports back on progress
– Scrap KiwiSaver and give the money to beneficiaries, says reader
– Hatch exec responds to Smartshares’ comments last week
Q&As:
– Wife needs to be convinced she can enjoy retirement
– Beneficiary — an extraordinary saver — can take part in KiwiSaver
– NZ-based funds not subject to international tax issues
– 2 Q&As on how supervisors and custodians look after KiwiSaver and other fund investors
Q&As:
– Reader: “We” are lucky to have KiwiSaver — I’m not part of that “we”
– 2 letters on why KiwiSaver should work for beneficiaries too
– Last week’s correspondent has found a way to spend more, but worries about teen son
Q&As:
– Reader can’t bring herself to enjoy her wealth …
– … While another reader has splashed out on an Italian holiday home
– 65+ reader is loving being in KiwiSaver
– How come passive funds are trading shares daily?
– ‘Passive’ KiwiSaver funds are not
– Is it better to invest in US index funds, with their lower fees?
Q&As:
– Sell your home and rent in retirement, to free up money?
– Is it good for both partners to be with same bank’s KiwiSaver?
– Proof on why not to judge KiwiSaver by returns
– More on why index funds won’t mess up share market
– Reader sends his thanks
Plus:
– Bye and thanks — and be terrific in traffic
Q&As:
– “Merry (non-commercial) Christmas!” says reader
– Index funds — what are they and how to invest
– Could exchange-traded funds wreck how sharemarket works?
– KiwiSaver provider not up with play on 65-plus withdrawals
– One reader gives away all his NZ Super …
– … And another makes it easier for everyone to do that
Q&As:
– The 3 ways a reader has “chowed through” her mortgage
– It’s not wise to skip health insurance altogether
– Reader gives us a stats lesson, through Bonus Bonds
– Banks’ bonus savings products too complicated
– 2 readers tell of easy ways to give to charity
– No I don’t screen readers’ letters because of their attitudes
Q&As:
– Clever ways to make Christmas less expensive and more fun
– Who’s creaming it, the lawyers or the banks?
– Bonus Bonds give reader nothing over 48 years
– An argument against online donations
– Give now rather than in your will, reader says
– Reader reckons he deserves his pension, after paying for others
Plus:
– List of charities offering meaningful Christmas gift programmes
Q&As:
– Bonus Bonds work well as on-call account …
– … But not so well as a gift for grand-daughter. Other options for her
– Means-testing NZ Super may cost more than it saves
– Lower-income retirees already get more
– Take care with charity donations in wills
– Tell charities how you want to be treated …
– … Here’s what to do if they ignore your requests