Q&As: Family of five should go with several different KiwiSaver providers to compare them; Last week’s look at the effects of gearing was deliberately simplified — and it probably didn’t make too much difference; Two poetic reactions to last week’s poem; Parliament move ends wait for woman not wanting to sign a work contract that treats KiwiSavers differently.
Is saving always good? In some circles, saving has a bad name. People think it’s about deprivation — “I either save or I spend, and spending is more fun.”
Q&As: A poem from the past shows how our attitudes to debt have changed. Will they change back again?; Reader wonders how long she has to wait for the government to change the law about employer KiwiSaver contributions.
Q&As: 64-year-old can’t believe how good KiwiSaver is for him; KiwiSaver providers give wrong info to a would-be investor; Retired man questions my advice about bonds.
KiwiSaver more flexible and generous than commonly thought. Two lesser known features of KiwiSaver make it more user friendly than many people realise. They could entice non-joiners into taking part in a scheme which — after all — they are helping to fund, as taxpayers.
Q&As: Advice on investment during retirement has worked for these readers; KiwiSaver contributions holidays will be easy to take; Reader dislikes last week’s answer on KiwiSaver fund performance.
Q&As: Reader wants a list showing how KiwiSaver funds have performed, but I won’t oblige; Why farmers mingle their work and personal expenses; More reasons why taxing families as one unit might harm more than it helps.
Q&As: 3 Q&As on whether New Zealand should raise GST and reduce income tax — including how some farmers cheat on their taxes, and whether we want to encourage people to work longer hours; Why KiwiSaver providers are highly unlikely to suffer the same fate as many finance companies.
Q&As: Would it be better to raise GST and lower income tax?; Possible raising of retirement age not a good reason to stay out of KiwiSaver.
Q&As: Stop worrying about money, says former spendthrift, now in his seventies; Employee KiwiSaver can do very nicely thank you if she or he has several employers; Let’s list the KiwiSaver good guy employers, rather than the others; Employer is confused by government’s planned KiwiSaver changes.