Q&As: 2 Q&As on whether home ownership beats renting whilst saving the difference between the two option; 2 Q&As on last week’s reader, who dramatically moved her term deposit business to another bank; How to get your own back through the post — and how not to.
Q&As: Tax cutting scheme likely to bring much more wealth to the company than to a reader; How recipients of below-market share offers can get their own back; A reader shows her bank just what she thinks of it; How is our gold price forecaster doing?; Some help with finding a good financial adviser.
A financial gift for both the giver and recipient. Christmas or not, here’s a way you can give to someone else and also gain yourself. Sponsor an adult who is struggling financially to make the most of KiwiSaver.
Q&As: Earthquake victim faces an old question: whether to invest spare money or repay a loan; Reader escapes “an endless loop” of credit card payments after using an internet Q&A service; A “me too” letter raises questions about a bank’s policy on fees.
Do we really need more stuff than Americans? Something to ponder as Christmas gift giving approaches: New Zealanders apparently think they need more stuff than the people we often regard as most materialistic — Americans. What’s more, older and male New Zealanders seem to be more into “things” than young people and females.
Q&As: Bank’s handling of a fee inquiry leads customer to switch banks; One good proverb deserves another; Should Gareth Morgan Investments be under more scrutiny? Plus: Meaningful Christmas gifts.
Q&As: What the Savings Working Group is up to, and why; Have banks been given a fair go in this column?; Is $8 worth worrying about?
Q&As: Have I been too easy on the banks, or is a reader being too tough?; Why does it take so long to clear a cheque in this computer age?; Inland Revenue acknowledges delays in processing student loan bonus payments.
How to get more out of KiwiSaver. About 40 per cent of people in KiwiSaver don’t know what kind of fund — conservative, balanced or growth — their money is invested in. Many of those won’t be in the best fund for them.
Q&As: Online banking timing — which banks do what?; Bank safe deposit boxes becoming a rarity; Why the price of gold is more likely to be heading down than up.