Money Talk April 2020
Hope for the best, but expect the worst
If you’re investing in shares, always assume a downturn might be just around the corner — as recent events have dramatically shown!
NZ Herald 11 April 2020
Q&As:
– How different is it this time?
– Is this a good time to subdivide?
– Was I too tough on last week’s mother?
– Is gold a good investment these days?
– How would bank deposit insurance work for term deposits?
– Bank credit ratings vary — and should you move money to Australia?
– Pay down mortgage with bank deposits — especially if nervous
NZ Herald 4 April 2020
Q&As:
– Daughter, 21, puts her Mum right on switching KiwiSaver funds
– Son seeks research on trading versus buying and holding shares, to convince Dad
– Got your visa? Get into KiwiSaver
– Don’t wait until markets recover
– Is it wise to take a “mortgage holiday”?
– Are different bank accounts treated differently if “haircut” happens?
– Should retiree try his luck again on timing the market?
– 20-year-old should get into share market cautiously
– Moving to higher risk is a good move
NZ Herald 28 March 2020
Q&As:
– Reassurance for share owners — based on holiday home value
– 2 readers worry that their bank savings are in danger
– Clever timing with KiwiSaver moves unlikely to work out well
Plus:
– A note to other concerned correspondents
Money Talk March 2020
Paying off your mortgage allows you to get stuck into some serious saving
You’ve paid off your mortgage. Yay! But what now?
NZ Herald 21 March 2020
Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote
NZ Herald 14 March 2020
Q&As:
– How to replace a condescending financial adviser
– Okay, reader can time the market a little …
– … and what Baron Rothschild said about that
– Moving KiwiSaver money should have nothing to do with the economy
– Why drip feeding is best — it’s partly psychological
NZ Herald 7 March 2020
Q&As:
– Is it wise to contribute extra to KiwiSaver when the markets are down?
– Should default KiwiSaver funds be forced to drop fossil fuel investments?
– The biggest plus with KiwiSaver
– The best way to invest in individual shares
– Reader’s share strategy: sell the dogs
NZ Herald 29 February 2020
Q&As:
– Why low fees — not high past returns — matter when choosing a KiwiSaver fund
– Put money in apartment or KiwiSaver fund?
– When to move between higher- and lower-risk KiwiSaver funds
– Should share investor sell top performers or bottom performers?
Money Talk February 2020
Bank term deposits might not earn much, but sometimes they’re the best option
They’re boring and they pay low interest. But bank term deposits are probably the best place to park money for a few months — or even a year or so. Anywhere else could be too risky…