NZ Herald 20 April 2024
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– A tip on teen spending
– Could growth of index funds ruin the share market?
– Do extra saving outside KiwiSaver
– Stay in high risk near retirement?
– Should capital gains be adjusted for inflation?
Q&As:
– When investing becomes gambling
– Put withdrawal money in a cash fund
– Almost last over one year, but first over ten years
– Term deposits not so wonderful
– 2 readers disliked my response last week…
– … But 2 others loved it
– Why landlords “should be appreciated”
2 quick tricks with numbers — helpful in KiwiSaver, property, managed funds
Rule of 72 tells you:
– How long for lump sum investment to double.
– If lump sum investment has doubled, what annual return you got.
Dollar cost averaging:
– A big plus of regular investing.
– Using it if you have a lump sum.
Q&As:
– Brilliant KiwiSaver results in 2023
– Stopping regular investing in downturns not a good idea
– Why longer-term laddering works better
– Landlords’ finances not what drives rents
– Did tax policy hurt UK investment here?
– Finer points of rental tax deductions
Q&As:
– Getting KiwiSaver off to a good start in your 20s
– Clever tax idea not so clever
– 2 Q&As on rental mortgage interest deduction
– “Little old lady” phrase disliked…
– … But another reader is happy
– Disappointment about laddering
KiwiSaver just had a great year! Plus 2 other KiwiSaver issues
– Great returns in 2023 — and very few losses
– Returns over 5 and 10 years
– What we can learn from this
Plus:
– Many sole traders missing out on KiwiSaver — can work well for them
– How to move KiwiSaver provider
Q&As:
– 5 shares in one industry playing with fire
– How rental property should be taxed
– Reader objects to landlord image
– What happens to odd cents
– The next step in laddering term deposits
– No I don’t support the Government blindly
Q&As:
– Help for couples with different attitudes to money
– Where to save for a baby’s future
– Worries about S&P500 index funds …
– … Investing in many index funds
– Did NZ Super Fund get it wrong?
– “Clever” taxpayers like Prime Minister?