Q&As: Husband — and reluctant wife — should make housing decision based on what they want; Could making gifts to family affect government help with rest home costs?; Where is government response on welfare overhaul? Plus: Message to Dads about Fathers Day.
Q&As: Newly divorced woman should buy house — because she wants to!; 2 Q&As on the best time to switch funds, which is when it suits you; AMP’s “woeful” long-term KiwiSaver returns, and what investors should do; You can’t “pay ahead” to get KiwiSaver government contributions.
Are New Zealanders insured for bad things happening to them? Findings of a recent survey. Letters from listeners and discussion on: Loss of income insurance; Health insurance; Life insurance.
Q&As: Reader timing market — but the better way. And making huge KiwiSaver contributions; 1% KiwiSaver contribution rate would help those on low incomes; MSD oppressive, says reader, but her points don’t all hold up; Reader thanks his Mum, MSD and me for getting good Super.
Q&As: How KiwiSaver works for someone on minimum wage; Reader using KiwiSaver money soon for first home shouldn’t be in growth fund; Suggestions for beneficiary who got inheritance …; … and a further question from him; Reader saddened by last week’s comment on beneficiary.
What most affects your KiwiSaver growth?: Research looks at type of fund, contribution rate, returns, luck, stickability and fees; What you can do about each of these; Main messages.
Q&As: Don’t move your money because of Brexit fears — or any other fears; KiwiSaver details for those turning 18 or 65; Your bank isn’t necessarily your best KiwiSaver provider. How to find out; “Unlucky” reader lucky she took out loss of income insurance; Reader giving non-beneficiaries a bad name; Suggestion for last week’s beneficiary not good for two reasons.