Q&As: How to tell if you’re on track with your KiwiSaver savings; Reader is saving too much, spending too little on fun; Even conservative KiwiSaver funds go negative sometimes; Allowances paid to employees not included in KiwiSaver contributions.
When insurance isn’t boring — when you need it but haven’t got it: Possible reasons for under-insurance; Which types of insurance are worst?; Basic idea of insurance — why it’s best to be a “loser”; What cover do you really need?; When to review your insurance; Who to get your insurance from.
Q&As: It’s not crazy to buy when the share market falls; Recent volatility helps KiwiSaver members decide about their fund; KiwiSaver or term deposits for a retiree?; Withdrawals from all managed funds are tax-free; What happens to KiwiSaver tax credit in the year you turn 65?; Is internet banking safe?
Q&As: What to do when employer doesn’t make KiwiSaver contributions on overtime pay; Is it OK for employer to encourage workers to join KiwiSaver?; KiwiSaver withdrawals not taxed; Long-term share and rental property investments about equal; Better to buy a section for tiny house?; Last week’s angry reader now remorseful.
Coping with a falling KiwiSaver balance: What share market declines do and don’t mean; How much does a drop in shares affect KiwiSaver and other investors?; What you should do; Another way your balance could fall — interest rate changes.
Q&As: Is a tiny house on wheels financially wise?; Young couple should go ahead and buy a home, despite the market; Last week’s binary options victim “deserves to be fleeced”; 2 Q&As about Israel’s connections to binary options; Do more bathrooms mean more use of water?