NZ Herald article 19 December 2007
Concern over remarks on old-age support largely unwarranted. People should not be put off joining KiwiSaver because entitlement may eventually occur later.
Concern over remarks on old-age support largely unwarranted. People should not be put off joining KiwiSaver because entitlement may eventually occur later.
Q&As: Courses and grants help beneficiaries set up their own businesses; Big earner is wrong to think KiwiSaver is not for him; Why KiwiSaver money sits around at Inland Revenue for several weeks — although at least it earns interest.
Can’t afford KiwiSaver? That’s unlikely. A reader protests that, despite my suggestion that everyone under 65 should sign up to KiwiSaver, “reality has it that not many of us can afford it!”
Q&As: Why 20 shares are much better than two; Reader claims diversification is not a great idea. I disagree; Is land a lower risk investment than a share fund?
Q&As: In defence of so many questions about KiwiSaver — and a challenge to readers; Getting the best out of KiwiSaver for a non-earning wife and college kids; Getting the best out of KiwiSaver for an early retiree on a low income.
How same is the same housing market? A reader has taken issue with a comment in my last column that “the vast majority of current homeowners… could just sit out a plunge in house prices, or else sell and buy in the same market and suffer no loss.”
Q&As: Eggs in baskets don’t really apply to term deposits, but there’s another way to diversify; Taxing options if you take flatmates in to help you pay the mortgage; 2 Q&As on how to make the most of KiwiSaver if you are in and out of the work force.
Q&As: Why don’t banks lend money for share investment?; 2 Q&As on how you can best help your grandchildren (or children) into KiwiSaver; Christmas gifts for those who really need them.
Preparing for a possible property price plunge. The volume of house sales is slowing. Houses are taking longer to sell. And some apartment prices are falling. What if house prices are next to fall?
Q&As: Is now a good time for a 36-year-old to buy a house? And if so, should it be a bigger house, so she can take in tenants?; Four Q&As on how KiwiSaver works — or doesn’t work — for those living overseas or planning to live overseas.