NZ Herald 7 May 2005
Q&As: A letter to give a spouse who is mean with money; Where to get info on interest rates; Returns on share funds, and debt repayment.
The Investor 3 May 2005
Index funds still the best, despite tax changes. An ice cream is still delicious without the chocolate dip. The same goes for index share funds. Since they made an appearance in New Zealand in the late 1990s, these funds have had a tax advantage over the other type of share funds, called active funds. It seems likely that the tax advantage will be removed soon. But even if it goes, I still think index funds are best.
NZ Herald 30 April 2005
Q&As: How do bonds differ from term deposits?; Where to get info on interest rates.
NZ Herald 23 April 2005
Q&As: Is it better to repay your mortgage or invest in a work super scheme?; Website with interest rate info.
The Investor 19 April 2005
The inherent differences between property and share investments. There’s a fundamental difference between investing in shares and property, a reader says in an email. “With a stock there is always the risk of bankruptcy of the entity you invest in, and the investment you make becoming worthless,” he writes.
NZ Herald 16 April 2005
Q&As: Woman can get her dream property — if she makes some sacrifices; What does finance company gearing mean?; Who hears a will being read?
Holm Truths Autumn 2005
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save. Also in this issue: From the Mailbox — Is home ownership so great?
NZ Herald 9 April 2005
Q&As: Where should a 13-year-old put his regular savings?; Extra repayments on a fixed mortgage.
The Investor 5 April 2005
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
NZ Herald 2 April 2005
Q&As: Different banks’ policies on early repayment of fixed mortgages; The man in last week’s Q&A could stick with properties.