Q&As: A couple of concerns about buying shares in the company you work for; Bank’s mortgage changes don’t look like profiteering; New graduate shouldn’t bypass KiwiSaver; 3 Q&As about gloomy predictions and investing in gold.
Q&As: How much financial support a reader gives their student son; Two banks offer mortgages that get around problems with revolving credit loans; An accountant’s offer boosts reputation of the profession; Two Q&As about means testing of NZ Super in some circumstances, and how KiwiSaver fits in; Yes, there are plenty of companies that don’t pay dividends.
Q&As: Most people still get their money doubled in KiwiSaver, or close to that…; …And no, KiwiSaver is not self-funded by members; What happens in April 2013 to KiwiSavers who pay their own employer contributions; Good and bad employers and KiwiSaver; A little book that says it all — almost.
Q&As: Are employers allowed to take their employer contributions to KiwiSaver out of employees’ pay?; How a KiwiSaver in that situation can stop employer contributions — although it won’t gain her much; Pluses and minuses of the suggested “life stages” KiwiSaver default funds; Professionalism “the kiwi way” can be a winner in the tourism industry; Motel owners don’t tend to do it for long.
Q&As: Help needed for couple in early 60s who can’t find jobs; KiwiSaver member really needs to get her money out — and she should be able to; It’s always better if your KiwiSaver fund grows; Did Voltaire actually say it — and does it matter?
Who needs money when you’ve got what New Zealand’s got? New Zealanders, it seems, are better off than people in any other OECD country when we look at non-financial measurements. The saying “money isn’t everything” rings true in this country.
Q&As: Older workers don’t take jobs away from the young; There are ways around timing problems with annuities; Last week’s angry correspondent apologises, and asks another question about how safe NZ banks are; Two readers respond to last week’s outburst; One more “set and forget” KiwiSaver fund.
More losers than realised from income sharing. When I die, I hope that over my lifetime I’ve paid more in taxes than I’ve got back from the government. That’s because people who do it the other way around — getting more than they’ve paid for — have often led tough lives, with long periods of unemployment, illness or disability.
Oh no, oh no, it’s off to work we go. Returning to work after a holiday is rarely easy. Back when I was employed — as opposed to self employed — I remember always feeling as if I were in the wrong job on my first few days back at work.
Q&As: Just because a so-called financial expert is confident, that doesn’t mean he or she is right; If you haven’t worked for a while any time in the last five years, you may well be in for a tax refund; Don’t delay joining KiwiSaver, even if you’re worried that you could be made redundant; KiwiSaver tax credit lark for the newly retired is too good to be true.