Q&As: Are corporate boxes at the rugby tax deductible, and is that fair?; A quick easy way to see how far a retirement nest egg will stretch; Does the average retiree get a good deal from NZ Super? Does it even make sense to ask that?; The best type of fund for a KiwiSaver in his 60s.
Q&As: A reader’s attempt to recover tax on finance company interest is a nice try, but…; Wanting less and working less doesn’t preclude tall poppies; Creative ideas on how to cut household expenses; Did I get the banking system wrong, or did a reader?; At least one bank — sort of — will lend to share investors.
Q&As: Why 55-year-old Mum shouldn’t give up on home ownership; Important to save a little, even if you have a mortgage, to gain market knowledge over the years; Banks “are just like car dealers”; Will below-market share buyer lose it all in tax?
Q&As: Here’s an incentive to save for retirement; Would increasing GST have to hurt those on lower incomes?; Time to count a few blessings; Lengthening the term of a mortgage can ease payments — but at a price; Don’t let tax drive your investment decisions.
Q&As: Tax cutting scheme likely to bring much more wealth to the company than to a reader; How recipients of below-market share offers can get their own back; A reader shows her bank just what she thinks of it; How is our gold price forecaster doing?; Some help with finding a good financial adviser.
Q&As: What happens to your money when it seems to disappear for a few days in the bank?; Flexibility an issue when deciding how to go about repaying a mortgage quickly; Would gains on the sale of gold or silver be taxable?; The pros and cons of holding on to gold coin gifts.
Grab your big chance to painlessly boost your wealth. In the next few weeks, every New Zealand wage or salary earner will get a chance to considerably increase their wealth — painlessly.
More losers than realised from income sharing. When I die, I hope that over my lifetime I’ve paid more in taxes than I’ve got back from the government. That’s because people who do it the other way around — getting more than they’ve paid for — have often led tough lives, with long periods of unemployment, illness or disability.
Q&As: A reader goes on a merry-go-round trying to get information on PIR tax rates for couples; I stick to my ground on gold’s unsuitability as a large investment for most people — despite two readers’ arguments; A good reason not to dig up gold on the conservation estate; More on alternatives to “Mum and Dad investors”, and a call for more creativity.
Q&As: Three Q&As on options for would-be first home buyers struggling to afford a home — go cheaper, and go further away. (Bonus: a job opening in Wanganui); An angry reader misunderstands where I’m coming from; Two Q&As ponder how building costs and land development costs affect house prices; Further explanation about how PIRs work.