NZ Herald 11 May 2013
Q&As: Does rental property have tax advantages over shares?; What happens if somebody wrongfully gets KiwiSaver tax credits while living overseas; Does it work to set up a family trust so your kids can get student allowances?
Q&As: Does rental property have tax advantages over shares?; What happens if somebody wrongfully gets KiwiSaver tax credits while living overseas; Does it work to set up a family trust so your kids can get student allowances?
Q&As: Two readers warn about trying to control children’s inheritances; Do adult children expect an inheritance these days?; A bit of confusion over KiwiSaver and tax; Two readers’ ideas on rethinking student loans.
Tricky questions to ponder on the beach walk. Summer holidays — a time to look beyond what’s happening in your life over the next week or so. How about the next 40 years?
Q&As: Is KiwiSaver the best place to save for a child?; KiwiSaver is flexible in retirement; 21st birthday money could be used to repay student loan — and get bonus; Gains, taxes and prizes; Another website offers info on banks; Tell your KiwiSaver provider how well they communicate.
Q&As: Best websites for comparing banks; “Frugal ways die hard”; Winners of TV show may be in for a nasty tax surprise; KiwiSaver may not be the best spot for 21st present.
Tax deductions: Not all they’re sometimes cracked up to be. A comment I overheard from a young man recently worried me. Talking about some kind of investment in race horses, and he said, “I put in $1000 a month. But I can deduct $800, so it’s hardly costing me anything.”
Q&As: Repeated property do-ups unlikely to bring tax-free gains; Are shares really better in the long term than property or bank deposits?; Reader is confused over KiwiSaver first home subsidy price limits; Sleepless nights over a charity donation.
Q&As: Tax rebates worth having — but are some charities greedy?; Some health insurance might be too lean and mean; KiwiSaver employees over 65 should ask the boss to keep contributing; Is KiwiSaver balance likely to go backwards after retirement?
Q&As: Taxes are everywhere. But let’s not get carried away with the pessimism; On taxation and morality; 2 Q&As about how to handle KiwiSaver accounts in retirement.
Q&As: Why people shouldn’t cheat in KiwiSaver; A reader is irritated about slow tax information and the policy on PIR tax rates…; …While another reader sings the praises of Inland Revenue; 3 Q&As about KiwiSaver tax credits for people approaching their fifth anniversary in the scheme.