Q&As: Financial advisers fail to give good advice on risk to woman in 20s; If a bank fails, a percentage of all accounts would be frozen…; And only a small amount in transaction accounts would be exempt; Reader is disappointed that I didn’t discuss the tax on gains from property.
Q&As: Are “women’s gifting circles” legit?; Is bank financial adviser giving “best” advice?; KiwiSaver tax credits don’t cross the Tasman; Tips on getting more from a revolving credit mortgage.
Q&As: How a young widow might get into home ownership; Teenagers’ “board” payments give them a kick-start; Two readers ask more about tax deductibility of tertiary fees.
Q&As: ‘No’ on deductions but ‘yes’ on student loan for teen entrepreneur; Clarification on KiwiSaver fees for children; Doesn’t performance matter more than fees?; Give or lend to adult children when they need it, not when you die.
Q&As: New Zealanders are ‘all talk and no action’ on ethical funds; Don’t try to time markets with your KiwiSaver account; Why we need a capital gains tax; Why rental property should be taxed like other businesses; Landlords not necessarily admirable, but…
Q&As: Term deposit interest not so bad for people in retirement; How much in savings to get income equal to NZ Super?; Reader challenges my comment about landlords’ tax.
Q&As: Do landlords take advantage of others less fortunate?; How KiwiSaver members are protected from losing their money; Inland Revenue got it wrong last week about interest deductions on family loans; Meaningful Christmas gifts.
Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?
Q&As: Take a lot of notice of KiwiSaver fees; Employees can easily contribute extra to KiwiSaver; When is a 25-year mortgage really a 20-year mortgage?; When can people who owe tax get away with not paying it?; Online tax calculator now includes ACC levy.
Q&As: Gold fans no longer to be seen now price has plummeted; Reader wishes she’d never heard of tax refund company; Alternative to KiwiSaver for 67-year-old; Is Buffett a better bet than an index fund?