NZ Herald 30 July 2016
Q&As: It’s easy to check if you’re eligible for a tax refund; Former homeowners may be able to use KiwiSaver money to buy a home; Most people using KiwiSaver first home help don’t stop contributing.
Q&As: It’s easy to check if you’re eligible for a tax refund; Former homeowners may be able to use KiwiSaver money to buy a home; Most people using KiwiSaver first home help don’t stop contributing.
Q&As: The richest ones don’t look rich; Why index share fund fees are higher in NZ; Another way to invest in Smartshares; Why NZ investors are hit particularly hard by inflation.
Q&As: Reader suggests an economist could explain unfair tax on term deposits and property investment; …And the economist does so; Shares work well for retiree; 3 ways another retiree could cut expenses; How to reduce the cost of a funeral; Debt-dodging daughter should attend a course.
Listeners’ questions on investing in shares and your own home. Includes: Should listener get into investing directly in shares?; Would that involve filling out a tax return?; Getting your head around house price gains.
Listeners’ questions on rental property and KiwiSaver. Questions include: Rental property — A good idea to buy a second rental?; KiwiSaver — Are providers rated?, Contributions versus mortgage repayment, What happens at 65?, What happens if I die before 65?, Join up under fives?
Q&As: Investing for dividend income okay for some, but has its risks; Info outdated on ANZ’s KiwiSaver cash fund holdings; BNZ cash fund returns not so bad, but that’s not the main point; Reader challenges Kiwibank’s KiwiSaver investing; Interest paid on KiwiSaver money-in-waiting.
Q&As: BNZ KiwiSaver scheme moving to change ‘eggs in one basket’ concerns; KiwiSaver contributions move slowly into funds; Tax break ideas for first home buyers have flaws.
Q&As: What are bonds, and are they a good investment?; KiwiSaver instead of term deposits for retiree?; Can you judge KiwiSaver fund by 2-month return?; How tax affects Givealittle fundraising in memory of daughter.
Q&As: Financial advisers fail to give good advice on risk to woman in 20s; If a bank fails, a percentage of all accounts would be frozen…; And only a small amount in transaction accounts would be exempt; Reader is disappointed that I didn’t discuss the tax on gains from property.
Q&As: Are “women’s gifting circles” legit?; Is bank financial adviser giving “best” advice?; KiwiSaver tax credits don’t cross the Tasman; Tips on getting more from a revolving credit mortgage.