NZ Herald 18 October 2014
Q&As: For the 17-year-old who has everything he wants: a course about shares; A free budget tool for readers to try; Woman on parental leave can still take part in KiwiSaver; Fees on retirement scheme way too high.
Q&As: For the 17-year-old who has everything he wants: a course about shares; A free budget tool for readers to try; Woman on parental leave can still take part in KiwiSaver; Fees on retirement scheme way too high.
A different style of column this week: Political parties’ policies on KiwiSaver and NZ Super.
Q&As: How Labour’s proposed capital gains tax would work; Complications on withdrawing KiwiSaver money in retirement; Reader’s choice years ago affects his pension; Second thoughts on Canadian pensions and NZ Super; Why campaign calls for different tax on KiwiSaver and term deposits.
Q&As: Now is the time to buy a car, says industry expert; Correction on how Labour would tax KiwiSaver; Clarifying proposed tax change to KiwiSaver; Could incentives go if KiwiSaver becomes compulsory?; Employer contributions to KiwiSaver reduced by tax; How overseas pensions funded by payroll deductions interact with NZ Super.
Q&As: Would Labour’s capital gains tax affect KiwiSaver; How KiwiSaver is taxed, and how that might change; Another view on how fast new cars depreciate; 2 Q&As about other criteria for choosing a new car; Is NZ Super fair?
Q&As: Insuring KiwiSaver against losses in last year an idea worth considering; Disagreement on the rate at which cars depreciate; A good car buying strategy; Reader is confused about overseas pension and NZ Super; What countries your spouse worked in can also affect your NZ Super.
Q&As: Tips from an expert on buying a car; Splitting your KiwiSaver money between two of the provider’s funds; Might KiwiSavers see their NZ Super reduced?; An idea on how to blend NZ Super and the German pension.
Q&As: Could money in a bank-run KiwiSaver be transferred to pay debt owed to the bank?; No easy way out for reluctant KiwiSaver member; Could long-ago OE in Australia mean Aussies pick up a New Zealander’s pension tab?; Reader’s Australian pension amounts to $1 to $2 a week; Keeping a list of your jobs is helpful when you later apply for NZ Super; How to negotiate over buying a precious car.
Q&As: Should young NZer in Middle East send savings back home now or later?; Another factor to consider about foreign investing, but don’t be put off; Hassle when applying for NZ Super if you’ve lived in Australia; When you can and cannot get two pensions; Don’t leap to conclusions about man buying new car.
Q&As: More can be in KiwiSaver than commonly thought; Banks no help when comparing deposit rates; Are New Zealanders out of step about the security of home ownership?; Don’t rush to move house when the kids leave home; Are KiwiSaver fees tax deductable?